Falls Farm, 80 Stanhill Lane, Oswaldtwistle, Accrington, BB5 4QB

UPRN:100012392844End Terrace House3 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: C (75)

Data freshness:Listing· freshPrice Paid· freshPlanning· 3mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Falls Farm, 80 Stanhill Lane, Oswaldtwistle, Accrington, BB5 4QB

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£272,000

£217k - £326kLow

Estimate

£272k

Range

£217k – £326k

Rent Estimate (pcm)

£2,000

£2k - £2k

Monthly

£2,000

Yield

7.74%

Verdict

Derived from HomePortfolio scores

Falls Farm earns an INVESTIGATE rating with HP Score 79/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (65/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

66/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

65/ 100

Moderate

Transit & Bike

Transit 19Bike 23

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics20.8/40
gross yield 7.7%; range width penalty ×0.95
- valuation_snapshotsrent estimate 2000/mo (range 1850-2100)· as of 12 Oct 2026· verify before relying on this
Stress margin1.6/30
stressed cash flow +32/mo, +2% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Risk & liquidity9.2/15
677 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£310,000

At the asking price

Monthly rent£2,000/mo

Evidenced range £1,850-£2,100

Interest rate5.4%

Loan to value75%

Cash required: £99,800
Net cash flow: £338/mo
Cash on cash: 4.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.91 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 2000/mo (range 1850-2100)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 2000/mo (range 1850-2100)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£272,000

Rent Estimate (pcm)£2,000

Gross Yield7.74%

1y Growth-17.1%

3y Growth+6.4%

5y Growth+4.6%

10y Growth+3.7%

Last Sold Price£312,500 (2024-02-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1BB5 4QB

Approval Rate

-12mo

Development

low

11/26/0459
Prior Approval: (Part 3, Class MA) Conversion at first-floor level from existing business use to 1no. self-contained apartment
Pending
11/26/0431
Full: Installation of new shop front and shutters
Pending
11/26/0423
Discharge of Conditions: 4 (Material Samples) and 6 (Bird, Bat and Bee Boxes) pursuant to planning application reference 11/26/0136.
Pending

View Planning Timeline

Ownership

Corporate Ownership64.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2024-02-28
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,647

Population Density1,296 /km²

Owner Occupied87%

Age Distribution

0-15 15%16-64 67%65+ 18%

View Area Profile

Schools Nearby

Oswaldtwistle White Ash School
0.1 mi
-
Oswaldtwistle West End Primary School
0.2 mi
Good
Oswaldtwistle Moor End Primary School
0.3 mi
Good
Oswaldtwistle St Andrew's Church of England Primary School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

208 Stanhill Lane
-
£203k
-
210 Stanhill Lane
-
£218k
-
184 Stanhill Lane
-
£242k
-
Falls Farm Stanhill Lane
-
£313k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN