Old Smithy, Post Horse Lane, Hornby, Lancaster, LA2 8RH

UPRN:100012396094Detached House4 bedsBuilt before 1900

FreeholdCouncil Tax: Band FEPC: D (58)

Data freshness:Planning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Old Smithy, Post Horse Lane, Hornby, Lancaster, LA2 8RH

HP Score

/ 100

Mixed

Verdict

7 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£506,000

£455k - £557kMedium

Estimate

£506k

Range

£455k – £557k

Rent Estimate (pcm)

£1,600

£1k - £2k

Monthly

£1,600

Yield

4.80%

Verdict

Derived from HomePortfolio scores

Old Smithy earns an INVESTIGATE rating with HP Score 67/100. Investment score 72/100 reflects strong fundamentals. Crime intensity is very low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

72/ 100

High

Crime Score

6/ 100

Low

Walkability

0/ 100

Low

Transit & Bike

Transit 11Bike 15

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£400,000

At the asking price

Monthly rent£1,600/mo

Evidenced range £1,400-£1,800

Interest rate5.4%

Loan to value75%

Cash required: £131,300
Net cash flow: -£242/mo
Cash on cash: -2.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.19 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£506,000

Rent Estimate (pcm)£1,600

Gross Yield4.80%

1y Growth-

3y Growth+2.3%

5y Growth+2.9%

10y Growth+3.6%

Last Sold Price£322,500 (2007-02-02)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0LA2 8RH

Approval Rate

-12mo

Development

low

26/00901/VLA
Variation of a legal agreement application attached to planning permission 24/00597/VCN to amend the clauses relating to shared ownership affordable housing, surplus sale cascade and equity cap
Pending
26/00762/PLDC
Proposed lawful development certification for the installation of roof mounted solar panels
Approved
26/00593/FUL
Demolition of existing garage and conservatory, erection of a two storey rear/side extension and attached garage
Pending

View Planning Timeline

Ownership

Corporate Ownership74.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2007-02-02
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

19 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,651

Population Density48 /km²

Owner Occupied76%

Age Distribution

0-15 14%16-64 52%65+ 34%

View Area Profile

Schools Nearby

Hornby St Margaret's Church of England Primary School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Oneschool Global Uk Lancaster Campus
0.3 mi
Inspected by ISI
Wray with Botton Endowed Primary School
1.4 mi
-
Melling St Wilfrid Church of England Primary School
2.0 mi
Report card2026
Ofsted no longer awards a single overall grade.

1 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Spokeshave Post Horse Lane
-
£343k
-
Klaven Post Horse Lane
-
£290k
-
Wits End Post Horse Lane
-
£365k
-
Klaven Post Horse Lane
-
£210k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN