10 Homebreeze House, Beach Street, Morecambe, LA4 6BT

UPRN:100012397059Flat/Maisonette1 bedsBuilt 1983-1990

LeaseholdCouncil Tax: Band AEPC: B (82)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

10 Homebreeze House, Beach Street, Morecambe, LA4 6BT

HP Score

/ 100

Strong

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£75,000

£71k - £78kHigh

Estimate

£75k

Range

£71k – £78k

Rent Estimate (pcm)

£450

£450 - £500

Monthly

£450

Yield

7.20%

Verdict

Derived from HomePortfolio scores

10 Homebreeze House earns an INVESTIGATE rating with HP Score 80/100. Investment score 74/100 reflects strong fundamentals. Crime intensity is low. Walkability is excellent (86/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

74/ 100

High

Crime Score

28/ 100

Moderate

Walkability

86/ 100

Excellent

Transit & Bike

Transit 21Bike 55

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£74,950

At the asking price

Monthly rent£450/mo

Evidenced range £450-£500

Interest rate5.4%

Loan to value75%

Cash required: £23,786
Net cash flow: £59/mo
Cash on cash: 3.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.78 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£75,000

Rent Estimate (pcm)£450

Gross Yield7.20%

1y Growth+17.1%

3y Growth+2.9%

5y Growth+3.0%

10y Growth+3.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0LA4 6BT

Approval Rate

-12mo

Development

low

26/01032/PLDC
Proposed lawful development certificate for the construction of a dormer extension to the rear elevation and construction of a hip to gable extension
Pending
26/01002/PLDC
Proposed lawful development certificate for the erection of a single storey rear extension and installation of solar panels to the rear roof elevation
Pending
26/00991/FUL
Subdivision of existing upper floor flat into 3 self-contained flats
Pending

View Planning Timeline

Ownership

Corporate Ownership69.5%
Overseas OwnershipNo
Lease Term Remaining58 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,651

Population Density3,021 /km²

Owner Occupied62%

Age Distribution

0-15 10%16-64 48%65+ 42%

View Area Profile

Schools Nearby

Morecambe Bay Academy
0.4 mi
Good
Great Wood Primary School
0.4 mi
Good
St Mary's Catholic Primary School, Morecambe
0.6 mi
Requires improvement
Lancaster Road Primary School
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

30 Beach Street
-
£215k
-
Homebreeze House Beach Street
-
£65k
-
Homebreeze House Beach Street
-
£43k
-
Homebreeze House Beach Street
-
£69k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN