1 Montford Cottage, Cuckstool Lane, Fence, Burnley, BB12 9NZ

UPRN:100012398565Semi-Detached HouseBeds -Built before 1900

Tenure: -Council Tax: Band EEPC: D (65)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoOwnership· freshEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

1 Montford Cottage, Cuckstool Lane, Fence, Burnley, BB12 9NZ

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£626,000

£501k - £751kLow

Estimate

£626k

Range

£501k – £751k

Rent Estimate (pcm)

£2,750

£3k - £3k

Monthly

£2,750

Yield

4.89%

Verdict

Derived from HomePortfolio scores

1 Montford Cottage earns an INVESTIGATE rating with HP Score 60/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (17/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

60/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

26/ 100

Moderate

Walkability

17/ 100

Low

Transit & Bike

Transit 45Bike 27

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£675,000

At the asking price

Monthly rent£2,750/mo

Evidenced range £2,500-£2,950

Interest rate5.4%

Loan to value75%

Cash required: £227,550
Net cash flow: -£374/mo
Cash on cash: -2.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.21 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£626,000

Rent Estimate (pcm)£2,750

Gross Yield4.89%

1y Growth-

3y Growth+1.5%

5y Growth+1.5%

10y Growth+3.9%

Last Sold Price£360,000 (2019-05-07)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BB12 9NZ

Approval Rate

-12mo

Development

low

26/0667/FUL
Full: Siting of a temporary caravan for an agricultural worker.
Pending
26/0654/FUL
Full: Change of use of agricultural land to equestrian use and the erection of stables.
Pending
26/0606/HHO
Full: Erection of a single storey side extension.
Conditions

View Planning Timeline

Ownership

Corporate Ownership33.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change2019-05-07
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

29 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£26,742

Population Density366 /km²

Owner Occupied80%

Age Distribution

0-15 25%16-64 60%65+ 15%

View Area Profile

Schools Nearby

Wheatley Lane Methodist Primary School
0.6 mi
Inspected as Wheatley Lane Methodist Voluntary Aided Primary School (URN 119702) on 14 Mar 2023
Pendle Primary Academy
0.9 mi
Report card2025
Ofsted no longer awards a single overall grade.
Woodfield Nursery School
1.0 mi
Good
Holy Trinity Roman Catholic Primary School, a Voluntary Academy
1.1 mi
Report card2026
Ofsted no longer awards a single overall grade.

4 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Montford Hall Farm Cuckstool Lane
-
£530k
-
Montford Hall Cuckstool Lane
-
£725k
-
Montford Cottage Cuckstool Lane
-
£360k
-
Montford Hall Farm Cuckstool Lane
-
£386k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN