Roefield Cottage, Edisford Road, Clitheroe, BB7 3LA

UPRN:100012407282Detached House4 bedsBuilt before 1900

FreeholdCouncil Tax: Band GEPC: D (58)

Data freshness:Listing· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Roefield Cottage, Edisford Road, Clitheroe, BB7 3LA

HP Score

/ 100

Strong

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£783,000

£626k - £940kLow

Estimate

£783k

Range

£626k – £940k

Rent Estimate (pcm)

£3,000

£3k - £3k

Monthly

£3,000

Yield

5.14%

Verdict

Derived from HomePortfolio scores

Roefield Cottage earns an INVESTIGATE rating with HP Score 78/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (67/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

62/ 100

Moderate

Crime Score

14/ 100

Low

Walkability

67/ 100

Moderate

Transit & Bike

Transit 10Bike 20

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0.9/40
gross yield 5.1%; range width penalty ×0.80
- valuation_snapshotsrent estimate 3000/mo (range 2700-3300)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -878/mo, -29% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026
Risk & liquidity9.2/15
451 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£699,950

At the asking price

Monthly rent£3,000/mo

Evidenced range £2,700-£3,300

Interest rate5.4%

Loan to value75%

Cash required: £236,283
Net cash flow: -£285/mo
Cash on cash: -1.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.27 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 3000/mo (range 2700-3300)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 3000/mo (range 2700-3300)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£783,000

Rent Estimate (pcm)£3,000

Gross Yield5.14%

1y Growth-

3y Growth+1.8%

5y Growth+1.5%

10y Growth+2.5%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

6BB7 3LA

Approval Rate

0%12mo

Development

low

38820/3/2026/0737
T1 Birch - Side reduce to clear the caravan, crown raise to 2.5 metres to clear the decking and crown clean to minimise future failures.
Conditions
38795/3/2026/0712
Certificate of Lawfulness for proposed rear extension.
Pending
38781/3/2026/0698
Proposed demolition of 2No. buildings and construction of new garage buildings for general industrial use (Class B2).
Pending

View Planning Timeline

Ownership

Corporate Ownership71.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

13 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,077

Population Density-

Owner Occupied72%

Age Distribution

0-15 22%16-64 60%65+ 18%

View Area Profile

Schools Nearby

Edisford Primary School
0.3 mi
Good
St James' Church of England Primary School, Clitheroe
0.8 mi
-
St Michael and St John's Roman Catholic Primary School, a Voluntary Academy
0.9 mi
Inspected as St Michael and St John's Roman Catholic Primary School, Clitheroe (URN 119644) on 3 Jul 2023
Ribblesdale Nursery School
0.9 mi
-

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

57 Edisford Road
-
£355k
-
51 Edisford Road
-
£360k
-
55 Edisford Road
-
£255k
-
61 Edisford Road
-
£340k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN