Cross Mount, Mill Lane, Aughton, Ormskirk, L39 7HJ

UPRN:100012415797Detached House6 bedsBuilt before 1900

FreeholdCouncil Tax: Band GEPC: C (69)

Data freshness:Listing· freshOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

Cross Mount, Mill Lane, Aughton, Ormskirk, L39 7HJ

HP Score

/ 100

Mixed

Verdict

6 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£3,464,000

£2.77M - £4.16MLow

Estimate

£3.46M

Range

£2.77M – £4.16M

Rent Estimate (pcm)

£12,500

£11k - £14k

Monthly

£12,500

Yield

4.29%

Verdict

Derived from HomePortfolio scores

Cross Mount earns an INVESTIGATE rating with HP Score 66/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (15/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

15/ 100

Low

Transit & Bike

Transit 6Bike 47

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£3,500,000

At the asking price

Monthly rent£12,500/mo

Evidenced range £11,250-£13,750

Interest rate5.4%

Loan to value75%

Cash required: £1,385,050
Net cash flow: -£3,159/mo
Cash on cash: -2.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.06 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£3,464,000

Rent Estimate (pcm)£12,500

Gross Yield4.29%

1y Growth-

3y Growth+0.3%

5y Growth+2.2%

10y Growth+3.1%

Last Sold Price£417,500 (1995-05-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

5L39 7HJ

Approval Rate

40%12mo

Development

low

T/2026/0089/TCA
GC1: - Height reduction of 2 x large holly trees (to match the height of adjacent holly) GC1: - Width reduction of 2 x large holly trees (roadside - to allow space for under canopy growthand to keep road clear of growth) GC2: - Crown lift of 1 x large conifer trees (to match height of nearby magnolia to allow more light to get underf canopy) GC3: - Crown lift of 1 x very large lime tree (to remove growth impacting neighbouring roof). GC4: - Removal of 1 x limb from 1 x small sycamore tree GC4: - Re-pollard of 1 x small sycamore tree
Pending
T/2026/0086/TCA
T1 - Beech, Remove due to severe decay at base and bark death. T2 - Cheery, Remove due to proximity with house and boundary fence, reduce seasonal nuisance of leaves.
Pending
2026/0869/FUL
Variation of Condition 2 of planning permission 2020/0867/FUL in relation to approved plans.
Pending

View Planning Timeline

Ownership

Corporate Ownership77.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1995-05-26
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

19 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,884

Population Density-

Owner Occupied74%

Age Distribution

0-15 15%16-64 53%65+ 32%

View Area Profile

Schools Nearby

Aughton St Michael's Church of England Primary School
0.6 mi
Good
Aughton Town Green Primary School
1.0 mi
Good
Aughton Christ Church Church of England Voluntary Controlled Primary School
1.1 mi
Outstanding
Pontville School
1.5 mi
Good

6 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Mill House Mill Lane
-
£830k
-
The Ostlers Mill Lane
-
£485k
-
Mill Brow Mill Lane
-
£400k
-
The Bowers Mill Lane
-
£410k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN