15 The Meadows, 419 Chorley Road, Westhoughton, Bolton, BL5 3GF

UPRN:10001242229Flat/MaisonetteBeds -Built 2003-2006

LeaseholdCouncil Tax: -EPC: C (72)

Data freshness:Planning· 4mo agoOwnership· 1mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

15 The Meadows, 419 Chorley Road, Westhoughton, Bolton, BL5 3GF

HP Score

/ 100

Mixed

Verdict

7 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£209,000

£198k - £219kHigh

Estimate

£209k

Range

£198k – £219k

Rent Estimate (pcm)

£1,450

£1k - £2k

Monthly

£1,450

Yield

9.16%

Verdict

Derived from HomePortfolio scores

15 The Meadows earns an INVESTIGATE rating with HP Score 52/100. Investment score 56/100 reflects moderate fundamentals. Walkability is limited (18/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

52/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

No data

Walkability

18/ 100

Low

Transit & Bike

Transit 22Bike 29

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 2 Nov 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge0/15
claims [AVM +9.1% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 10001242229· as of 12 Oct 2026
Rental economics33.3/40
gross yield 9.2%; range width penalty ×1.00
- valuation_snapshotsrent estimate 1450/mo (range 1400-1500)· as of 12 Oct 2026· verify before relying on this
Stress margin6.8/30
stressed cash flow +99/mo, +7% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); passes the stress
- listing_factsservice charge / ground rent from the advert· as of 2 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 102 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity14.6/15
299 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £161,500

£142,500£218,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£190,000

At the asking price

Monthly rent£1,450/mo

Evidenced range £1,400-£1,500

Interest rate5.4%

Loan to value75%

Cash required: £59,600
Net cash flow: £363/mo
Cash on cash: 7.3%
Score at this price: 55

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.26 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10001242229Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 1450/mo (range 1400-1500)Rental economics · as of 12 Oct 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 1450/mo (range 1400-1500)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 102 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Set your walk-away price before viewing - above £161,500 the deal stops scoring well.
Computed by re-running the score at higher prices.
4. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.

Valuation & Market

Sale Estimate£209,000

Rent Estimate (pcm)£1,450

Gross Yield9.16%

1y Growth+49.2%

3y Growth+1.6%

5y Growth+1.9%

10y Growth+4.1%

Last Sold Price£60,000 (2004-03-01)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0BL5 3GF

Approval Rate

-12mo

Development

low

01992/26
RETENTION OF 2 NO. STORAGE CONTAINERS
Pending
01876/26
ERECTION OF SINGLE STOREY REAR EXTENSION WITH CHANGE IN GROUND LEVEL TO REAR AND WHEELCHAIR LIFT
Pending
01701/26
INSTALLATION OF 2 NO. ILLUMINATED DISPLAY UNITS
Pending

View Planning Timeline

Ownership

Corporate Ownership67.8%
Overseas OwnershipNo
Lease Term Remaining277 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2004-03-01
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

10 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,409

Population Density-

Owner Occupied59%

Age Distribution

0-15 18%16-64 67%65+ 15%

View Area Profile

Schools Nearby

The Gates Primary School
1.2 mi
Good
Sacred Heart Roman Catholic Primary School
1.5 mi
Outstanding
St Joseph's RC High School
1.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St Bartholomew's CofE Primary School
1.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

8 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

The Meadows, 419 Chorley Road
-
£135k
-
The Meadows, 419 Chorley Road
-
£193k
-
The Meadows, 419 Chorley Road
-
£180k
-
The Meadows, 419 Chorley Road
-
£125k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN