Lower Hey Farm, Whinney Lane, Blackburn, BB2 7DL

UPRN:100012425844Detached House4 bedsBuilt -

FreeholdCouncil Tax: Band GEPC: -

Data freshness:Listing· freshPlanning· 6mo agoOwnership· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Lower Hey Farm, Whinney Lane, Blackburn, BB2 7DL

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£594,000

£475k - £713kLow

Estimate

£594k

Range

£475k – £713k

Rent Estimate (pcm)

£4,000

£4k - £4k

Monthly

£4,000

Yield

6.40%

Verdict

Derived from HomePortfolio scores

Lower Hey Farm earns an INVESTIGATE rating with HP Score 72/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (43/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

14/ 100

Low

Walkability

43/ 100

Mixed

Transit & Bike

Transit 12Bike 48

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics10.9/40
gross yield 6.4%; range width penalty ×0.97
- valuation_snapshotsrent estimate 4000/mo (range 3750-4200)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -354/mo, -9% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Risk & liquidity9.2/15
607 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£750,000

At the asking price

Monthly rent£4,000/mo

Evidenced range £3,750-£4,200

Interest rate5.4%

Loan to value75%

Cash required: £253,800
Net cash flow: £238/mo
Cash on cash: 1.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.58 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 4000/mo (range 3750-4200)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 4000/mo (range 3750-4200)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£594,000

Rent Estimate (pcm)£4,000

Gross Yield6.40%

1y Growth-

3y Growth+0.7%

5y Growth+1.1%

10y Growth+4.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1BB2 7DL

Approval Rate

-12mo

Development

low

38832/3/2026/0749
Non-material amendment to application 3/2025/0089 involving amending condition 11 (Ecology) to allow works to commence.
Conditions
38833/3/2026/0750
Non-material amendment to application 3/2025/0088 involving amending condition 15 (Ecology) to allow works to commence.
Conditions
38774/3/2026/0691
Consultation on Blackburn with Darwen outline planning application 10/26/0759 for proposed erection of detached 2.5 storey dwelling and associated car parking with all matters reserved
Approved

View Planning Timeline

Ownership

Corporate Ownership76.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£27,502

Population Density-

Owner Occupied89%

Age Distribution

0-15 23%16-64 60%65+ 17%

View Area Profile

Schools Nearby

Lammack Primary School
0.4 mi
Good
Pleckgate High School
0.8 mi
OutstandingConcerns
Tauheedul Islam Girls' High School
0.9 mi
Outstanding
Sacred Heart Roman Catholic Primary School Blackburn
1.0 mi
Report card2025
Ofsted no longer awards a single overall grade.

5 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

141 Whinney Lane
-
£250k
-
102 Whinney Lane
-
£220k
-
Rough Hey Farm Whinney Lane
-
£631k
-
139 Whinney Lane
-
£226k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN