7 Montcliffe, Georges Lane, Horwich, Bolton, BL6 6RS

UPRN:100012432004Bungalow Property2 bedsBuilt before 1900

FreeholdCouncil Tax: Band CEPC: C (75)

Data freshness:Listing· freshPrice Paid· freshPlanning· 1mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

7 Montcliffe, Georges Lane, Horwich, Bolton, BL6 6RS

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£299,000

£284k - £314kHigh

Estimate

£299k

Range

£284k – £314k

Rent Estimate (pcm)

£1,400

£1k - £2k

Monthly

£1,400

Yield

6.00%

Verdict

Derived from HomePortfolio scores

7 Montcliffe earns an INVESTIGATE rating with HP Score 61/100. Investment score 63/100 reflects moderate fundamentals. Walkability is limited (19/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

No data

Walkability

19/ 100

Low

Transit & Bike

Transit 30Bike 27

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£280,000

At the asking price

Monthly rent£1,400/mo

Evidenced range £1,300-£1,500

Interest rate5.4%

Loan to value75%

Cash required: £89,300
Net cash flow: £24/mo
Cash on cash: 0.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.48 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£299,000

Rent Estimate (pcm)£1,400

Gross Yield6.00%

1y Growth-

3y Growth-0.4%

5y Growth+2.0%

10y Growth+3.4%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BL6 6RS

Approval Rate

-12mo

Development

low

01957/26
PRUNING OF 1 NO. ASH
Pending
01925/26
DEMOLITION OF REAR CONSERVATORY AND ERECTION OF SINGLE STOREY REAR EXTENSION
Pending
01778/26
NOTICE OF INTENTION TO :- PRUNING OF 2 NO. CHERRY, 1 NO. CYPRESS, 1 NO. WILLOW, 1 NO. STAGHORN
Pending

View Planning Timeline

Ownership

Corporate Ownership61.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,409

Population Density-

Owner Occupied88%

Age Distribution

0-15 11%16-64 55%65+ 34%

View Area Profile

Schools Nearby

Horwich Parish CofE Primary School
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.
Lever Park School
0.9 mi
Good
Beacon Primary School
1.0 mi
Good
Rivington and Blackrod High School
1.0 mi
Good

6 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Montcliffe Cottages Georges Lane
-
£272k
-
Montcliffe Cottages Georges Lane
-
£450k
-
Grundy Cottages Georges Lane
-
£275k
-
Montcliffe Cottages Georges Lane
-
£560k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN