42 Wellbank, Lowther Road, Prestwich, Manchester, M25 9PU

UPRN:100012437223Flat/Maisonette2 bedsBuilt 1967-1975

LeaseholdCouncil Tax: Band BEPC: E (49)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

42 Wellbank, Lowther Road, Prestwich, Manchester, M25 9PU

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£159,000

£143k - £175kMedium

Estimate

£159k

Range

£143k – £175k

Rent Estimate (pcm)

£900

£850 - £950

Monthly

£900

Yield

6.35%

Verdict

Derived from HomePortfolio scores

42 Wellbank earns an INVESTIGATE rating with HP Score 62/100. Investment score 47/100 reflects below-average fundamentals. Walkability is limited (42/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

62/ 100

Mixed

Investment Score

47/ 100

Mixed

Crime Score

No data

Walkability

42/ 100

Mixed

Transit & Bike

Transit 42Bike 27

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£170,000

At the asking price

Monthly rent£900/mo

Evidenced range £850-£950

Interest rate5.4%

Loan to value75%

Cash required: £53,200
Net cash flow: £49/mo
Cash on cash: 1.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.57 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£159,000

Rent Estimate (pcm)£900

Gross Yield6.35%

1y Growth+1.3%

3y Growth+2.2%

5y Growth+3.1%

10y Growth+5.4%

Last Sold Price£155,000 (2023-04-06)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0M25 9PU

Approval Rate

-12mo

Development

low

73824
Single storey rear extension
Pending
73791
First floor/two storey side extension
Pending
73751
Replacement of the existing non-illuminated fascia signage with a partially illuminated fascia sign
Pending

View Planning Timeline

Ownership

Corporate Ownership74.3%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2023-04-06
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,687

Population Density5,356 /km²

Owner Occupied82%

Age Distribution

0-15 18%16-64 64%65+ 18%

View Area Profile

Schools Nearby

Butterstile Primary School
0.3 mi
Inspected as Butterstile Primary School (URN 105297) on 4 May 2023
Manchester Mesivta School
0.6 mi
Requires improvement
Park View Primary School
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Mary's Church of England Aided Primary School, Prestwich
0.6 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

48 Wellbank
-
£150k
-
40 Wellbank
-
£120k
-
54 Wellbank
-
£145k
-
42 Wellbank
-
£155k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN