6 Mill Court Drive, Radcliffe, Manchester, M26 1PY

UPRN:10001245059Purpose Built Flat1 bedsBuilt 2003-2006

LeaseholdCouncil Tax: Band AEPC: C (72)

Data freshness:Planning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

6 Mill Court Drive, Radcliffe, Manchester, M26 1PY

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£93,000

£89k - £98kHigh

Estimate

£93k

Range

£89k – £98k

Rent Estimate (pcm)

£600

£550 - £650

Monthly

£600

Yield

7.58%

Verdict

Derived from HomePortfolio scores

6 Mill Court Drive earns an INVESTIGATE rating with HP Score 66/100. Investment score 62/100 reflects moderate fundamentals. Walkability is limited (34/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

No data

Walkability

34/ 100

Mixed

Transit & Bike

Transit 27Bike 31

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesLead to verifyListing checked 11 Nov 2026

Fewer independent sources agree, or a component could not be scored.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge2.5/15
claims [AVM -2.2% (HIGH), sold-comps +6.9%, £/sqft +6.7%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 10001245059· as of 9 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 8.9%· as of 9 Nov 2026
Rental economics38.3/40
gross yield 9.8% on contractual rent (listing-disclosed tenancy)
- listing_factscontractual rent 775/mo (tenanted)· as of 11 Nov 2026
Stress margin5/30
stressed cash flow +39/mo, +5% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 11 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 7 price cut(s), 275 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 11 Nov 2026
Risk & liquidity14.7/15
389 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £81,000

£71,000£109,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£95,000

At the asking price

Monthly rent£600/mo

Evidenced range £550-£650

Interest rate5.4%

Loan to value75%

Cash required: £29,800
Net cash flow: £95/mo
Cash on cash: 3.8%
Score at this price: 60

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.87 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10001245059Valuation edge · as of 9 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 8.9%Valuation edge · as of 9 Nov 2026
listing_factscontractual rent 775/mo (tenanted)Rental economics · as of 11 Nov 2026
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 11 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 11 Nov 2026

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Stress margin needs verification before you rely on it
costs not disclosed by the advert
Seller motivation could not be scored
context, not scored: 7 price cut(s), 275 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Ask the agent why the price was reduced and whether a previous sale fell through.
7 price cut(s) recorded on the listing history.
2. Set your walk-away price before viewing - above £81,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£93,000

Rent Estimate (pcm)£600

Gross Yield7.58%

1y Growth-2.7%

3y Growth+7.9%

5y Growth+3.6%

10y Growth+4.8%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0M26 1PY

Approval Rate

-12mo

Development

low

01936/26
ERECTION OF SINGLE STOREY SIDE EXTENSION
Pending
01919/26
CHANGE OF USE FROM FIRST AND SECOND FLOOR COMPRISING OF 1 NO. APARTMENT (CLASS C3) TO 4 NO. BEDROOM HMO FOR 4 NO. OCCUPANTS (CLASS C4) TOGETHER WITH RETENTION OF GROUND FLOOR RETAIL UNIT AND INSTALLATION OF REAR DORMER
Pending
01869/26
INSTALLATION OF MATERIAL TO CREATE HARDSURFACING, USE OF THE LAND FOR STORAGE OF CONTAINERS AND OPEN STORAGE, ERECTION OF 2.59M HIGH TIMBER BOUNDARY FENCE AND 2.4M HIGH WELDMESH FENCING, ALONG WITH MEANS OF ACCESS AND LANDSCAPING
Pending

View Planning Timeline