Motley Bank, South Downs Road, Bowdon, Altrincham, WA14 3HB

UPRN:100012491333Detached House5 bedsBuilt 1996-2002

FreeholdCouncil Tax: Band HEPC: C (72)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021

Motley Bank, South Downs Road, Bowdon, Altrincham, WA14 3HB

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£3,548,000

£3.37M - £3.73MHigh

Estimate

£3.55M

Range

£3.37M – £3.73M

Rent Estimate (pcm)

£15,300

£14k - £17k

Monthly

£15,300

Yield

5.25%

Verdict

Derived from HomePortfolio scores

Motley Bank earns an INVESTIGATE rating with HP Score 69/100. Investment score 65/100 reflects moderate fundamentals. Walkability is limited (41/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

65/ 100

Moderate

Crime Score

No data

Walkability

41/ 100

Mixed

Transit & Bike

Transit 14Bike 35

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£3,500,000

At the asking price

Monthly rent£15,300/mo

Evidenced range £14,050-£16,550

Interest rate5.4%

Loan to value75%

Cash required: £1,385,050
Net cash flow: -£1,220/mo
Cash on cash: -1.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.30 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£3,548,000

Rent Estimate (pcm)£15,300

Gross Yield5.25%

1y Growth-

3y Growth+2.5%

5y Growth+3.2%

10y Growth+4.3%

Last Sold Price£2,875,000 (2017-09-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0WA14 3HB

Approval Rate

-12mo

Development

low

120308/CND/26
Application for approval of details reserved by conditions of grant of planning permission 119647/HHA/26. Condition number: 3 (Materials)
Pending
120305/CND/26
Application for approval of details reserved by conditions of grant of planning permission 107877/FUL/22. Condition number: 24 (Drainage Management Plan)
Pending
120292/HHA/26
Demolition of the existing garage and erection of single storey front, side and rear extensions.
Pending

View Planning Timeline