5 Brook Terrace, Barton Road, Urmston, Manchester, M41 7NG

UPRN:100012492571Terrace Property2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band BEPC: D (64)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

5 Brook Terrace, Barton Road, Urmston, Manchester, M41 7NG

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£174,000

£166k - £183kHigh

Estimate

£174k

Range

£166k – £183k

Rent Estimate (pcm)

£900

£850 - £950

Monthly

£900

Yield

1.71%

Verdict

Derived from HomePortfolio scores

5 Brook Terrace earns an INVESTIGATE rating with HP Score 74/100. Investment score 61/100 reflects moderate fundamentals. Walkability is good (75/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

No data

Walkability

75/ 100

High

Transit & Bike

Transit 42Bike 48

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

new-build plot advert 264% above the estimate on its UPRN - the estimate describes another home on the development, not this plot

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£632,995

At the asking price

Monthly rent£900/mo

Evidenced range £850-£950

Interest rate5.4%

Loan to value75%

Cash required: £212,849
Net cash flow: -£1,513/mo
Cash on cash: -8.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.42 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£174,000

Rent Estimate (pcm)£900

Gross Yield1.71%

1y Growth+14.3%

3y Growth+3.8%

5y Growth+4.0%

10y Growth+5.2%

Last Sold Price£147,000 (2025-07-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0M41 7NG

Approval Rate

-12mo

Development

low

120288/HHA/26
Erection of single storey rear extension
Pending
120271/CND/26
Application for approval of details reserved by conditions of grant of planning permission 113137/FUL/24. Condition numbers: 6 (landscaping), 7 (landscape maintenance), 11 (bin store), 12 (cycle storage) and 19 (exterior lighting).
Pending
120167/CND/26
Application for approval of details reserved by conditions of grant of planning permission 118088/HHA/26. Condition number: 3 (Materials)
Conditions

View Planning Timeline

Ownership

Corporate Ownership75.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2025-07-25
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

10 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,593

Population Density-

Owner Occupied60%

Age Distribution

0-15 16%16-64 64%65+ 20%

View Area Profile

Schools Nearby

Our Lady of the Rosary RC Primary School, a Voluntary Academy
0.1 mi
Inspected as Our Lady of the Rosary RC Primary School (URN 106358) on 19 Oct 2021
St Mary's CofE Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Woodhouse Primary School
0.5 mi
Good
Davyhulme Primary School
0.5 mi
Outstanding

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

3 Brook Terrace
-
£160k
-
5 Brook Terrace
-
£147k
-
2 Brook Terrace
-
£160k
-
6 Brook Terrace
-
£160k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN