Ferndale, Hadbutt Lane, Astley, Tyldesley, Manchester, M29 7FJ

UPRN:100012498518Detached House4 bedsBuilt -

FreeholdCouncil Tax: Band FEPC: -

Data freshness:Listing· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

Ferndale, Hadbutt Lane, Astley, Tyldesley, Manchester, M29 7FJ

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£1,093,000

£1.04M - £1.15MHigh

Estimate

£1.09M

Range

£1.04M – £1.15M

Rent Estimate (pcm)

£4,950

£5k - £5k

Monthly

£4,950

Yield

5.40%

Verdict

Derived from HomePortfolio scores

Ferndale earns an INVESTIGATE rating with HP Score 56/100. Investment score 47/100 reflects below-average fundamentals. Walkability is limited (21/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

56/ 100

Mixed

Investment Score

47/ 100

Mixed

Crime Score

No data

Walkability

21/ 100

Low

Transit & Bike

Transit 17Bike 33

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.6% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 10 Oct 2026
- valuation_snapshotsestimate for 100012498518· as of 10 Oct 2026
Rental economics2.7/40
gross yield 5.4%; range width penalty ×0.84
- valuation_snapshotsrent estimate 4950/mo (range 4500-5400)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,132/mo, -23% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 110 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.6/15
250 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£825,000£1,265,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,100,000

At the asking price

Monthly rent£4,950/mo

Evidenced range £4,500-£5,400

Interest rate5.4%

Loan to value75%

Cash required: £385,050
Net cash flow: -£286/mo
Cash on cash: -0.9%
Score at this price: 17

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.33 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100012498518Valuation edge · as of 10 Oct 2026
valuation_snapshotsrent estimate 4950/mo (range 4500-5400)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 4950/mo (range 4500-5400)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 110 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,093,000

Rent Estimate (pcm)£4,950

Gross Yield5.40%

1y Growth-

3y Growth+2.0%

5y Growth+5.1%

10y Growth+5.2%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2M29 7FJ

Approval Rate

100%12mo

Development

low

A/26/101685/WTTPO
T1 Oak tree in rear garden cut back Oak tree by 2.5 metres from garden no more than 100 mm T2 Sycamore crown lift over garage by 5m and crown reduce back from garden by 2.5 m no more than 100mm
Pending
A/26/101564/WTTPO
T1 Oak Crown reduce by 2 metres no more than 100 mm to second branch over house T2 Oak Crown reduce by 2 metres no more than 100 mm to second branch over fields
Pending
A/26/101565/WTTPO
This tree has already had work previously to reduce over building T1 Crown reduce Oak tree by 2metres no more than 100 mm to second branch over field in rear garden
Pending

View Planning Timeline

Ownership

Corporate Ownership71.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

3 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,615

Population Density112 /km²

Owner Occupied87%

Age Distribution

0-15 16%16-64 64%65+ 20%

View Area Profile

Schools Nearby

St Mary's Catholic High School
0.3 mi
-
St Ambrose Barlow Catholic Primary School
0.5 mi
Good
Bedford High School
0.7 mi
Good
St Stephen's CofE Primary School
0.8 mi
Report card2026
Ofsted no longer awards a single overall grade.

7 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Hadbutt Farm Hadbutt Lane
-
£1.20M
-
6 Hadbutt Lane
-
£190k
-
8 Hadbutt Lane
-
£490k
-
6 Hadbutt Lane
-
£120k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN