Dam House Farm, Bradley Lane, Standish, Wigan, WN6 0XE

UPRN:100012499348Detached House4 bedsBuilt before 1900

Tenure: -Council Tax: Band DEPC: E (43)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 2mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

Dam House Farm, Bradley Lane, Standish, Wigan, WN6 0XE

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

13 of 21 sources

Sale Estimate

£948,000

£758k - £1.14MLow

Estimate

£948k

Range

£758k – £1.14M

Rent Estimate (pcm)

£3,750

£3k - £4k

Monthly

£3,750

Yield

3.75%

Verdict

Derived from HomePortfolio scores

Dam House Farm earns an INVESTIGATE rating with HP Score 62/100. Investment score 48/100 reflects below-average fundamentals. Walkability is limited (39/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021PlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

62/ 100

Mixed

Investment Score

48/ 100

Mixed

Crime Score

No data

Walkability

39/ 100

Mixed

Transit & Bike

Transit 17Bike 28

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 3.8%; range width penalty ×0.80
- valuation_snapshotsrent estimate 3750/mo (range 3400-4150)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,436/mo, -65% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Risk & liquidity9.2/15
435 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,200,000

At the asking price

Monthly rent£3,750/mo

Evidenced range £3,400-£4,150

Interest rate5.4%

Loan to value75%

Cash required: £425,050
Net cash flow: -£1,454/mo
Cash on cash: -4.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.93 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 3750/mo (range 3400-4150)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 3750/mo (range 3400-4150)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£948,000

Rent Estimate (pcm)£3,750

Gross Yield3.75%

1y Growth-

3y Growth+2.0%

5y Growth+2.7%

10y Growth+3.7%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0WN6 0XE

Approval Rate

-12mo

Development

low

A/26/101630/CON
Condition Discharge application to discharge Condition No.2 (Noise Survey) in respect of approved application A/26/100685/PDMA
Pending
A/26/101463/HH
Single storey wrap around extension to side and rear together with external alterations to fenestration
Pending
A/26/101432/CON
Condition Discharge application to discharge Condition No.5 (Above-Ground Construction Works) in respect of approved application A/26/100822/HH
Pending

View Planning Timeline

Ownership

Corporate Ownership61.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsNone
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

13 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,615

Population Density-

Owner Occupied89%

Age Distribution

0-15 18%16-64 66%65+ 16%

View Area Profile

Schools Nearby

St Marie's Catholic Primary School Standish
0.3 mi
Outstanding
Standish St Wilfrid's Church of England Primary Academy
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.
Standish Community High School
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.
My Oasis Therapeutic Alternative Provision
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.

4 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

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Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN