12A New Cateaton Street, Bury, BL9 6DY

UPRN:100012564889Terrace Property2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band AEPC: C (70)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£129,000

£123k - £136kHigh

Estimate

£129k

Range

£123k – £136k

Rent Estimate (pcm)

£850

£800 - £900

Monthly

£850

Yield

7.85%

Verdict

Derived from HomePortfolio scores

12A New Cateaton Street earns an INVESTIGATE rating with HP Score 79/100. Investment score 67/100 reflects moderate fundamentals. Walkability is excellent (86/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

67/ 100

Moderate

Crime Score

No data

Walkability

86/ 100

Excellent

Transit & Bike

Transit 49Bike 46

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity
listing is held on a lease but the UPRN is valued as a freehold house - the listing is likely a unit within the building

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£130,000

At the asking price

Monthly rent£850/mo

Evidenced range £800-£900

Interest rate5.4%

Loan to value75%

Cash required: £40,400
Net cash flow: £150/mo
Cash on cash: 4.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.94 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£129,000

Rent Estimate (pcm)£850

Gross Yield7.85%

1y Growth+53.9%

3y Growth+7.2%

5y Growth+5.3%

10y Growth+5.3%

Last Sold Price£75,000 (2010-12-01)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0BL9 6DY

Approval Rate

-12mo

Development

low

73821
Application to discharge condition 5 (Site Verification Report ) of planning permission 71577 (4 and 52-58)
Pending
73812
Lawful Development Certificate for proposed use of premises within use Class E
Pending
73792
Change of use from commercial building to 3 no. commercial units (Class E)
Pending

View Planning Timeline

Ownership

Corporate Ownership50.2%
Overseas OwnershipNo
Lease Term Remaining855 yrs
CovenantsNone
Lease TypeFreehold
Last Ownership Change2010-12-01
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,687

Population Density7,384 /km²

Owner Occupied50%

Age Distribution

0-15 22%16-64 67%65+ 11%

View Area Profile

Schools Nearby

St John with St Mark CofE Primary School
0.3 mi
Good
St Paul's Church of England Primary School
0.4 mi
Inspected as St Paul's Church of England Primary School, Bury (URN 105332) on 1 Mar 2023
St Joseph and St Bede RC Primary School, a Voluntary Academy
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Cambian Chesham House School
0.6 mi
Requires improvement

2 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

10A New Cateaton Street
-
£97k
-
18A New Cateaton Street
-
£118k
-
15 New Cateaton Street
-
£100k
-
4A New Cateaton Street
-
£60k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN