13 Affleck Avenue, Radcliffe, Manchester, M26 1HN

UPRN:100012689965Semi-Detached BungalowBeds -Built 1967-1975

LeaseholdCouncil Tax: Band BEPC: D (68)

Data freshness:Listing· freshPlanning· 2mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

13 Affleck Avenue, Radcliffe, Manchester, M26 1HN

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£213,000

£192k - £235kMedium

Estimate

£213k

Range

£192k – £235k

Rent Estimate (pcm)

£1,250

£1k - £1k

Monthly

£1,250

Yield

6.52%

Verdict

Derived from HomePortfolio scores

13 Affleck Avenue earns an INVESTIGATE rating with HP Score 61/100. Investment score 55/100 reflects moderate fundamentals. Walkability is limited (29/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

No data

Walkability

29/ 100

Low

Transit & Bike

Transit 16Bike 36

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 10 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM -8.0% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 100012689965· as of 9 Nov 2026
Rental economics12.2/40
gross yield 6.5%; range width penalty ×1.00
- valuation_snapshotsrent estimate 1250/mo (range 1200-1300)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -182/mo, -15% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 10 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 51 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 10 Nov 2026
Risk & liquidity12.8/15
389 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£172,500£264,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£230,000

At the asking price

Monthly rent£1,250/mo

Evidenced range £1,200-£1,300

Interest rate5.4%

Loan to value75%

Cash required: £72,400
Net cash flow: £89/mo
Cash on cash: 1.5%
Score at this price: 25

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.61 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100012689965Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 1250/mo (range 1200-1300)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 10 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 10 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1250/mo (range 1200-1300)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£213,000

Rent Estimate (pcm)£1,250

Gross Yield6.52%

1y Growth-

3y Growth+7.9%

5y Growth+3.6%

10y Growth+4.8%

Last Sold Price£125,000 (2017-03-10)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0M26 1HN

Approval Rate

-12mo

Development

low

01936/26
ERECTION OF SINGLE STOREY SIDE EXTENSION
Pending
01869/26
INSTALLATION OF MATERIAL TO CREATE HARDSURFACING, USE OF THE LAND FOR STORAGE OF CONTAINERS AND OPEN STORAGE, ERECTION OF 2.59M HIGH TIMBER BOUNDARY FENCE AND 2.4M HIGH WELDMESH FENCING, ALONG WITH MEANS OF ACCESS AND LANDSCAPING
Pending
01782/26
DEMOLITION OF UNIT H2 TO CREATE OPEN AIR STORAGE AREA, PARTIAL DEMOLITION AND ALTERATION OF UNIT H1 TO CREATE OFFICES AND TRAINING FACILITY TOGETHER WITH INSTALLATION OF BOUNDARY FENCING, TREE PLANTING, LANDSCAPING, DROPPED KERBS AND ENLARGEMENT TO EXISTING CAR PARK TO CREATE A TOTAL OF NO. 78 PARKING SPACES
Pending

View Planning Timeline

Ownership

Corporate Ownership47.5%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2017-03-10
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,409

Population Density1,891 /km²

Owner Occupied60%

Age Distribution

0-15 19%16-64 64%65+ 17%

View Area Profile

Schools Nearby

Prestolee Primary School
0.2 mi
Outstanding
Grosvenor Nursery School and Day Care Centre
0.5 mi
Outstanding
St John Church of England Primary School, Farnworth
0.5 mi
Inspected as St John CofE Primary School, Kearsley (URN 105241) on 29 Jun 2022
St Gregory's RC Primary School, A Voluntary Academy
0.5 mi
Good

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

4 Affleck Avenue
-
£180k
-
48 Affleck Avenue
-
£300k
-
35 Affleck Avenue
-
£275k
-
12 Affleck Avenue
-
£278k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN