Moss Farm, Blackwood Road, Bacup, OL13 0PS

UPRN:100012732873Detached House5 bedsBuilt -

FreeholdCouncil Tax: -EPC: E (42)

Data freshness:Ownership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Moss Farm, Blackwood Road, Bacup, OL13 0PS

HP Score

/ 100

Mixed

Verdict

7 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£773,000

£734k - £812kHigh

Estimate

£773k

Range

£734k – £812k

Rent Estimate (pcm)

£4,100

£4k - £4k

Monthly

£4,100

Yield

6.15%

Verdict

Derived from HomePortfolio scores

Moss Farm earns an INVESTIGATE rating with HP Score 66/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (32/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

23/ 100

Moderate

Walkability

32/ 100

Mixed

Transit & Bike

Transit 9Bike 25

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£800,000

At the asking price

Monthly rent£4,100/mo

Evidenced range £3,800-£4,450

Interest rate5.4%

Loan to value75%

Cash required: £271,300
Net cash flow: £138/mo
Cash on cash: 0.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.52 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£773,000

Rent Estimate (pcm)£4,100

Gross Yield6.15%

1y Growth-

3y Growth+5.9%

5y Growth+3.9%

10y Growth+5.0%

Last Sold Price£215,000 (2000-12-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningSignificant
LandslideSignificant
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

-OL13 0PS

Approval Rate

-12mo

Development

2026/0351
Householder: Dormer conversion to the existing loft accommodation (Restrospective).
Pending
2026/0290
Installation of air conditioning unit
Conditions
2026/0272
Full: Change of use from C3 4 Double Bedroom dwellinghouse to 5 Double Bedroom C4 House in Multiple Occupation
Pending

View Planning Timeline

Ownership

Corporate Ownership54.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2000-12-15
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,487

Population Density426 /km²

Owner Occupied64%

Age Distribution

0-15 18%16-64 62%65+ 20%

View Area Profile

Schools Nearby

Bacup Holy Trinity Stacksteads Church of England Primary School
0.4 mi
Good
St Joseph's Roman Catholic Primary School, Stacksteads, Bacup
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
The Valley Leadership Academy
0.8 mi
Report card2026
Ofsted no longer awards a single overall grade.
Waterfoot Primary School
1.0 mi
Good

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

61 Blackwood Road
-
£118k
-
59 Blackwood Road
-
£85k
-
77 Blackwood Road
-
£145k
-
73 Blackwood Road
-
£75k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN