26 Burnley Road, Bacup, OL13 8AB

UPRN:100012733112End Terrace House5 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: D (62)

Data freshness:Listing· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£328,000

£295k - £360kMedium

Estimate

£328k

Range

£295k – £360k

Rent Estimate (pcm)

£2,300

£2k - £2k

Monthly

£2,300

Yield

9.20%

Verdict

Derived from HomePortfolio scores

26 Burnley Road earns an INVESTIGATE rating with HP Score 64/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is limited (63/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

64/ 100

Mixed

Investment Score

68/ 100

Moderate

Crime Score

61/ 100

Elevated

Walkability

63/ 100

Moderate

Transit & Bike

Transit 26Bike 21

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£300,000

At the asking price

Monthly rent£2,300/mo

Evidenced range £2,200-£2,400

Interest rate5.4%

Loan to value75%

Cash required: £96,300
Net cash flow: £580/mo
Cash on cash: 7.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.27 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£328,000

Rent Estimate (pcm)£2,300

Gross Yield9.20%

1y Growth-

3y Growth+5.9%

5y Growth+3.9%

10y Growth+5.0%

Last Sold Price£171,000 (2004-06-16)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

-OL13 8AB

Approval Rate

-12mo

Development

2026/0381
Erection of 3 no. detached dwellings with associated car parking and garden spaces.
Pending
2026/0356
Approval of details reserved by condition 23 (details of mobility impaired car parking spaces), pursuant to planning permission ref. 2025/0438
Approved
2026/0354
Non-Material Amendment pursuant to application 2025/0438, minor amendments to the wording of conditions 5 (water main) and 15 (historic streetlamp).
Approved

View Planning Timeline

Ownership

Corporate Ownership54.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2004-06-16
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,487

Population Density3,168 /km²

Owner Occupied43%

Age Distribution

0-15 22%16-64 60%65+ 18%

View Area Profile

Schools Nearby

Bacup Nursery School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Bacup Thorn Primary School
0.3 mi
Good
St Mary's Roman Catholic Primary School, a Voluntary Academy
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.
Bacup St Saviour's Community Primary School
0.8 mi
Good

4 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

St. John'S Burnley Road
-
£90k
-
Rear Of 30 Burnley Road
-
£185k
-
Hempsteads Burnley Road
-
£200k
-
26 Burnley Road
-
£171k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN