Manor Court, Thirn, Ripon, HG4 4AU

UPRN:10001284725Detached House5 bedsBuilt 2003-2006

FreeholdCouncil Tax: Band EEPC: D (67)

Data freshness:Listing· freshOwnership· 1mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£1,040,000

£832k - £1.25MLow

Estimate

£1.04M

Range

£832k – £1.25M

Rent Estimate (pcm)

£4,150

£4k - £5k

Monthly

£4,150

Yield

3.98%

Verdict

Derived from HomePortfolio scores

Manor Court earns an INVESTIGATE rating with HP Score 56/100. Investment score 43/100 reflects below-average fundamentals. Crime intensity is very low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

56/ 100

Mixed

Investment Score

43/ 100

Mixed

Crime Score

7/ 100

Low

Walkability

0/ 100

Low

Transit & Bike

Transit 33Bike 9

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 4.0%; range width penalty ×0.79
- valuation_snapshotsrent estimate 4150/mo (range 3700-4550)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,353/mo, -57% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Risk & liquidity9.2/15
260 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,250,000

At the asking price

Monthly rent£4,150/mo

Evidenced range £3,700-£4,550

Interest rate5.4%

Loan to value75%

Cash required: £445,050
Net cash flow: -£1,346/mo
Cash on cash: -3.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.98 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 4150/mo (range 3700-4550)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 4150/mo (range 3700-4550)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,040,000

Rent Estimate (pcm)£4,150

Gross Yield3.98%

1y Growth-

3y Growth+1.2%

5y Growth+1.4%

10y Growth+3.5%

Last Sold Price£640,000 (2016-08-17)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

6HG4 4AU

Approval Rate

40%12mo

Development

low

HAMZB26/00624/MRC
Removal or Variation of a Condition 2 and 3 to previously approved application ZB25/00612/FUL (Development of a detached garden storage space. Garage demolition and two-storey side extension and comprising of both internal and external development. As amended by revised plan received 28 May 2025.)
Approved
HAMZB26/00624/MRC
Removal or Variation of a Condition 2 and 3 to previously approved application ZB25/00612/FUL (Development of a detached garden storage space. Garage demolition and two-storey side extension and comprising of both internal and external development. As amended by revised plan received 28 May 2025.)
Decided
ZB26/00624/MRC
Removal or Variation of a Condition 2 and 3 to previously approved application ZB25/00612/FUL (Development of a detached garden storage space. Garage demolition and two-storey side extension and comprising of both internal and external development. As amended by revised plan received 28 May 2025.)
Approved

View Planning Timeline