Crossing Cottage, West Tanfield, Ripon, HG4 5LH

UPRN:10001285339Detached House2 bedsBuilt 2019

FreeholdCouncil Tax: Band GEPC: B (88)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

Crossing Cottage, West Tanfield, Ripon, HG4 5LH

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£395,000

£316k - £474kLow

Estimate

£395k

Range

£316k – £474k

Rent Estimate (pcm)

£1,550

£1k - £2k

Monthly

£1,550

Yield

10.05%

Verdict

Derived from HomePortfolio scores

Crossing Cottage earns an INVESTIGATE rating with HP Score 59/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (7/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

59/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

7/ 100

Low

Transit & Bike

Transit 5Bike 6

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is held on a lease but the UPRN is valued as a freehold house - the listing is likely a unit within the building

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£185,000

At the asking price

Monthly rent£1,550/mo

Evidenced range £1,450-£1,700

Interest rate5.4%

Loan to value75%

Cash required: £58,000
Net cash flow: £449/mo
Cash on cash: 9.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.48 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£395,000

Rent Estimate (pcm)£1,550

Gross Yield10.05%

1y Growth-

3y Growth+1.2%

5y Growth+1.4%

10y Growth+3.5%

Last Sold Price£275,000 (2017-06-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0HG4 5LH

Approval Rate

-12mo

Development

low

HAMZB25/01322/DCN
Application to discharge condition Condition 4 (Archaeology) , 5 (Tree Planting) Previously approved application ZB25/01322/FUL
Approved
HAMZB25/01322/DCN
Application to discharge condition Condition 4 (Archaeology) , 5 (Tree Planting) Previously approved application ZB25/01322/FUL
Approved
ZB25/01322/DCN
Application to discharge condition Condition 4 (Archaeology) , 5 (Tree Planting) Previously approved application ZB25/01322/FUL
Approved

View Planning Timeline

Ownership

Corporate Ownership75.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2017-06-21
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

3 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,683

Population Density32 /km²

Owner Occupied67%

Age Distribution

0-15 14%16-64 59%65+ 27%

View Area Profile

Schools Nearby

St Nicholas Church of England Primary School, West Tanfield
0.8 mi
Good
North Stainley Church of England Primary School
1.2 mi
Inspected as North Stainley Church of England Primary School (URN 121578) on 29 Nov 2022
Snape Community Primary School
3.4 mi
Good
Masham CofE Primary School
3.6 mi
Inspected as Masham CofE VA Primary School (URN 121613) on 30 Jan 2024

5 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

West Tanfield Luxury Lodges
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West Tanfield Luxury Lodges
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West Tanfield Luxury Lodges
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West Tanfield Luxury Lodges
-
£20k
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Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN