4 Croft View, Thirsk, YO7 1TE

UPRN:10001288118End Terrace House3 bedsBuilt 2003-2006

FreeholdCouncil Tax: Band CEPC: C (76)

Data freshness:Listing· freshPlanning· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£250,000

£238k - £263kHigh

Estimate

£250k

Range

£238k – £263k

Rent Estimate (pcm)

£1,000

£900 - £1k

Monthly

£1,000

Yield

4.82%

Verdict

Derived from HomePortfolio scores

4 Croft View earns an INVESTIGATE rating with HP Score 80/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (82/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

61/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

82/ 100

High

Transit & Bike

Transit 17Bike 55

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£249,000

At the asking price

Monthly rent£1,000/mo

Evidenced range £900-£1,050

Interest rate5.4%

Loan to value75%

Cash required: £78,480
Net cash flow: -£148/mo
Cash on cash: -2.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.19 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£250,000

Rent Estimate (pcm)£1,000

Gross Yield4.82%

1y Growth-28.6%

3y Growth+1.1%

5y Growth+0.8%

10y Growth+3.2%

Last Sold Price£150,000 (2004-05-05)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

4YO7 1TE

Approval Rate

100%12mo

Development

low

26/06183/ADV
Application for Advertisement Consent for 4no. external non illuminated roundabout sponsorship signs.
Pending
26/06077/TCON
Application includes a 25% crown reduction to the apple tree and a 25% crown reduction to the silver birch tree in the rear garden.
Pending
26/06024/TCON
T1, a large spreading Wild Cherry (Prunus avium) to the rear garden. The crown spread is large, to be over the grassed areas and pathways to the garden and the car park to the west. The crown is also encroaching on the gable end of the building and gutters. An approximately 1m crown reduction, back to the nearest suitable growth points, is required.
Pending

View Planning Timeline

Ownership

Corporate Ownership77.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2004-05-05
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

23 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,683

Population Density117 /km²

Owner Occupied76%

Age Distribution

0-15 18%16-64 59%65+ 23%

View Area Profile

Schools Nearby

All Saints Catholic Primary School, a Catholic Voluntary Academy
0.4 mi
Good
Sowerby Primary Academy
0.5 mi
Good
Thirsk Community Primary School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Thirsk School & Sixth Form College
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

6 Croft View
-
£175k
-
10 Croft View
-
£245k
-
9 Croft View
-
£245k
-
5 Croft View
-
£242k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN