Mellor Hall, Church Road, Mellor, Stockport, SK6 5LU

UPRN:100012891240Semi-Detached House7 bedsBuilt -

FreeholdCouncil Tax: -EPC: -

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Mellor Hall, Church Road, Mellor, Stockport, SK6 5LU

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£705,000

£564k - £846kLow

Estimate

£705k

Range

£564k – £846k

Rent Estimate (pcm)

£3,300

£3k - £4k

Monthly

£3,300

Yield

2.83%

Verdict

Derived from HomePortfolio scores

Mellor Hall earns an INVESTIGATE rating with HP Score 53/100. Investment score 49/100 reflects below-average fundamentals. Walkability is limited (9/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

53/ 100

Mixed

Investment Score

49/ 100

Mixed

Crime Score

No data

Walkability

9/ 100

Low

Transit & Bike

Transit 37Bike 12

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 2.8%; range width penalty ×0.90
- valuation_snapshotsrent estimate 3300/mo (range 3050-3550)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -3,611/mo, -109% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 12 Nov 2026
Risk & liquidity9.2/15
601 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,400,000

At the asking price

Monthly rent£3,300/mo

Evidenced range £3,050-£3,550

Interest rate5.4%

Loan to value75%

Cash required: £505,050
Net cash flow: -£2,440/mo
Cash on cash: -5.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.70 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 3300/mo (range 3050-3550)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 12 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 12 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 3300/mo (range 3050-3550)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£705,000

Rent Estimate (pcm)£3,300

Gross Yield2.83%

1y Growth+40.6%

3y Growth+3.5%

5y Growth+2.8%

10y Growth+4.7%

Last Sold Price£480,000 (2025-02-20)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0SK6 5LU

Approval Rate

-12mo

Development

low

DC/100572
Sycamore, RHS field side fell to ground level in severe decline with large dead section in canopy and has bark peal round base. electricity north west have been informed due to power lines running through canopy. HAR/CA22.
Pending
DC/100269
Demolition of an existing stone boundary wall to create an off-street parking space to provide improved access, safety and comfort for the occupier residing at the property, together with the construction of a new stone retaining wall and installation of new boundary fencing.
Pending
DC/100100
T1 Ash, Front RHS of drive, ADB stage 2-3 fell to ground level. T2 Ash, RHS of drive, ADB stage 1-2 limb over telephone lines remove to prevent failure. T3 Ash, Behind garage on LHS towards house, ADB stage 2-3 fell to ground level. T4 Birch, LHS of house towards back garden entrance, disturbance in walls (Cracking) fell to ground level and replace. Customer has stated that they are willing to replace felled trees with new ones across there property for future generations with more deciduous species. HAR/CA23, TPO 81E.
Approved

View Planning Timeline

Ownership

Corporate Ownership77.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2025-02-20
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

29 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,565

Population Density164 /km²

Owner Occupied93%

Age Distribution

0-15 19%16-64 56%65+ 25%

View Area Profile

Schools Nearby

Mellor Primary School
0.8 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Mary's Catholic Voluntary Academy
1.1 mi
Good
Ludworth Primary School
1.2 mi
Good
All Saints Church of England Primary School Marple
1.6 mi
Good

2 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Mellor Hall Bungalow Church Road
-
£480k
-
Mellor Hall Bungalow Church Road
-
£480k
-
Mellor Hall Church Road
-
£900k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN