15 Winchester Street, Whitchurch, RG28 7AH

UPRN:10001321331Mid Terrace House2 bedsBuilt 1950-1966

FreeholdCouncil Tax: -EPC: D (67)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 1mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

15 Winchester Street, Whitchurch, RG28 7AH

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£341,000

£324k - £358kHigh

Estimate

£341k

Range

£324k – £358k

Rent Estimate (pcm)

£1,200

£1k - £1k

Monthly

£1,200

Yield

4.43%

Verdict

Derived from HomePortfolio scores

15 Winchester Street earns an INVESTIGATE rating with HP Score 78/100. Investment score 72/100 reflects strong fundamentals. Crime intensity is very low. Walkability is good (74/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

72/ 100

High

Crime Score

14/ 100

Low

Walkability

74/ 100

High

Transit & Bike

Transit 23Bike 49

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£325,000

At the asking price

Monthly rent£1,200/mo

Evidenced range £1,100-£1,300

Interest rate5.4%

Loan to value75%

Cash required: £105,050
Net cash flow: -£266/mo
Cash on cash: -3.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.09 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£341,000

Rent Estimate (pcm)£1,200

Gross Yield4.43%

1y Growth-

3y Growth+3.1%

5y Growth+2.3%

10y Growth+3.4%

Last Sold Price£275,000 (2022-04-29)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0RG28 7AH

Approval Rate

-12mo

Development

low

26/02186/LDPU
Certificate of Lawfulness for the proposed use of the existing motor vehicle repair and servicing workshop for Class 4 MOT testing (Use Class B2), including the installation of associated testing equipment.
Pending
T/00518/26/TCA
TG1 Mixed Species Group (front garden) - FELL
Pending
26/02142/RET
Variation of condition 1 (approved plans) and 3 (materials) of 26/00492/HSE to replace hanging tiles on dormer with timber-effect cladding (retrospective)
Pending

View Planning Timeline

Ownership

Corporate Ownership78.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2022-04-29
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£39,279

Population Density78 /km²

Owner Occupied81%

Age Distribution

0-15 17%16-64 58%65+ 25%

View Area Profile

Schools Nearby

Whitchurch Church of England Primary School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Testbourne Community School
0.4 mi
Good
Overton Church of England Primary School
3.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St Mary Bourne Primary School
3.3 mi
Good

2 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

29 Winchester Street
-
£355k
-
13 Winchester Street
-
£180k
-
21 Winchester Street
-
£260k
-
7A Winchester Street
-
£112k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN