2 Olivers Cottages, Post Office Lane, Dummer, Basingstoke, RG25 2AE

UPRN:10001322352Semi-Detached House4 bedsBuilt 1983-1990

FreeholdCouncil Tax: -EPC: D (66)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

2 Olivers Cottages, Post Office Lane, Dummer, Basingstoke, RG25 2AE

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£830,000

£788k - £871kHigh

Estimate

£830k

Range

£788k – £871k

Rent Estimate (pcm)

£2,600

£2k - £3k

Monthly

£2,600

Yield

3.90%

Verdict

Derived from HomePortfolio scores

2 Olivers Cottages earns an INVESTIGATE rating with HP Score 53/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (12/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

53/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

52/ 100

Elevated

Walkability

12/ 100

Low

Transit & Bike

Transit 5Bike 29

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 5 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +3.6% (HIGH), sold-comps -33.1%, £/sqft -33.2%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 10001322352· as of 13 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 9 comps, dispersion 15.9%· as of 1 Nov 2026
Rental economics0/40
gross yield 3.9%; range width penalty ×0.70
- valuation_snapshotsrent estimate 2600/mo (range 2250-2900)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,594/mo, -61% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 5 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 63 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 5 Nov 2026
Risk & liquidity14.6/15
74 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£600,000£920,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£800,000

At the asking price

Monthly rent£2,600/mo

Evidenced range £2,250-£2,900

Interest rate5.4%

Loan to value75%

Cash required: £271,300
Net cash flow: -£900/mo
Cash on cash: -4.0%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.96 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10001322352Valuation edge · as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 9 comps, dispersion 15.9%Valuation edge · as of 1 Nov 2026
valuation_snapshotsrent estimate 2600/mo (range 2250-2900)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 5 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2600/mo (range 2250-2900)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 63 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£830,000

Rent Estimate (pcm)£2,600

Gross Yield3.90%

1y Growth-

3y Growth+6.7%

5y Growth+4.2%

10y Growth+5.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0RG25 2AE

Approval Rate

-12mo

Development

low

T/00533/26/TCA
Crack Willow (marked with green X on plan) - FELL to ground level
Pending
T/00522/26/TCA
Remove Dead Cherry
Pending
T/00507/26/TCA
Front Garden: T1 Yew - Reduce width up to (not exceeding) 3metres. Cut back overhanging branches on roadside to boundary. Back Garden: G1 Mixed Hedge - Reduce height to match privet on left - finished height 2.5metres. Trim back faces to allow space for shrubs at front (up to eucalyptus). Length of hedge 10metres. Driveway: G2 Laurel Hedge (Between Elder and fence post) - Reduce height to 1.8-2metres whilst maintaining shrubs facing the house. G3 Laurel (other side of the elder and rose arch) - Fell so the holly is the dominant tree. G4 Neighbours mixed laurel and conifer hedge - cut back to boundary, up to 3metres. T2 Elder - Fell
Pending

View Planning Timeline

Ownership

Corporate Ownership66.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£39,279

Population Density-

Owner Occupied71%

Age Distribution

0-15 22%16-64 64%65+ 14%

View Area Profile

Schools Nearby

Hounsome Fields Primary School
1.3 mi
-
North Waltham Primary School
1.7 mi
Inspected as North Waltham Primary School (URN 115932) on 15 Sep 2021
St Mark's Church of England Primary School
1.9 mi
Good
Hatch Warren Junior School
2.4 mi
Good

2 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

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Olivers Cottage Post Office Lane
-
£310k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN