20 Orchard Road, Belvedere, DA17 5BP

UPRN:100020192001Semi-Detached House4 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band CEPC: D (57)

Data freshness:Listing· freshPrice Paid· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£422,000

£401k - £443kHigh

Estimate

£422k

Range

£401k – £443k

Rent Estimate (pcm)

£2,100

£2k - £2k

Monthly

£2,100

Yield

10.08%

Verdict

Derived from HomePortfolio scores

20 Orchard Road earns an INVESTIGATE rating with HP Score 72/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (48/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

66/ 100

Moderate

Crime Score

24/ 100

Moderate

Walkability

48/ 100

Mixed

Transit & Bike

Transit 40Bike 51

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£250,000

At the asking price

Monthly rent£2,100/mo

Evidenced range £1,950-£2,200

Interest rate5.4%

Loan to value75%

Cash required: £78,800
Net cash flow: £610/mo
Cash on cash: 9.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.49 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£422,000

Rent Estimate (pcm)£2,100

Gross Yield10.08%

1y Growth-

3y Growth+1.4%

5y Growth+2.4%

10y Growth+2.8%

Last Sold Price£238,500 (2014-07-02)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningSignificant
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2DA17 5BP

Approval Rate

0%12mo

Development

low

25/01059/FUL02
Application to approve details of conditions 5 (Refuse Storage), 6 (Cycle Storage), 8 (Bird and Bat Boxes), 9 (External Lighting), 10 (Landscaping), 11 (Privacy Screens), 12 (Acoustic Report), 13 (Noise Attenuation), 14 (Vehicle Parking), 18 (Accessible Dwellings) and 19 (Water Efficiency) pursuant to application 25/01059/FUL for Erection of 7 x residential flats comprising 3 x 1 bedroom and 4 x 2-bedroom units alongside the provision of car and cycle spaces following demolition of existing garages.
Pending
26/01975/FUL
Change of use from Residential Dwelling (Class C3) to House of Multiple Occupation (Class Sui Generis) for a maximum of 9 people. Erection of a first floor side extension, conversion of one garage to habitable room, conversion of roof space involving alterations to existing roofline, including two rear dormer extensions and four rooflights to front roofslope, including alterations to fenestration.
Pending
26/01952/GPDOT
Notification of permitted development for the removal of the existing 12m pole, to be replaced by a proposed 20m pole supporting 6 no antennas and 1 no relocated 300m dish, together with the installation of 1 no meter cabinet and ancillary development thereto.
Pending

View Planning Timeline

Ownership

Corporate Ownership66.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2014-07-02
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,883

Population Density10,704 /km²

Owner Occupied62%

Age Distribution

0-15 21%16-64 68%65+ 11%

View Area Profile

Schools Nearby

St Augustine of Canterbury CofE Primary School
0.2 mi
Inspected as St Augustine of Canterbury CofE VA Primary School (URN 134357) on 10 Mar 2010
Lessness Heath Primary School
0.3 mi
Good
Northwood Primary School
0.5 mi
Inspected as Northwood Primary School (URN 101441) on 11 Oct 2016
Break Through School
0.5 mi
Inspected by ISI

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

28 Orchard Road
-
£451k
-
6 Orchard Road
-
£415k
-
36 Orchard Road
-
£350k
-
24 Orchard Road
-
£259k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN