90 Bourne Road, Bexley, DA5 1LU

UPRN:100020195277Mid Terrace House2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band DEPC: D (67)

Data freshness:Listing· freshPlanning· 3mo agoOwnership· 1mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Strong

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£431,000

£409k - £452kHigh

Estimate

£431k

Range

£409k – £452k

Rent Estimate (pcm)

£1,750

£2k - £2k

Monthly

£1,750

Yield

4.94%

Verdict

Derived from HomePortfolio scores

90 Bourne Road earns an INVESTIGATE rating with HP Score 76/100. Investment score 72/100 reflects strong fundamentals. Crime intensity is low. Walkability is good (71/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

72/ 100

High

Crime Score

33/ 100

Moderate

Walkability

71/ 100

High

Transit & Bike

Transit 30Bike 46

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£425,000

At the asking price

Monthly rent£1,750/mo

Evidenced range £1,600-£1,900

Interest rate5.4%

Loan to value75%

Cash required: £140,050
Net cash flow: -£223/mo
Cash on cash: -1.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.22 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£431,000

Rent Estimate (pcm)£1,750

Gross Yield4.94%

1y Growth-

3y Growth-0.2%

5y Growth+1.9%

10y Growth+2.8%

Last Sold Price£416,000 (2022-09-23)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningSignificant
LandslideModerate
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

1DA5 1LU

Approval Rate

-12mo

Development

low

26/02043/FUL
Erection of a detached single storey outbuilding in rear garden following demolition of existing shed/pergola.
Pending
26/01502/FULMIN
Non material amendment to alter windows on front fenestration of approved application 26/01502/FUL which allowed the erection of a first floor to existing property, single storey rear extension and installation of rooflights and solar panels to roofscape.
Pending
26/01969/FUL
Alterations to rear and side fenestration.
Pending

View Planning Timeline

Ownership

Corporate Ownership67.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2022-09-23
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

20 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,883

Population Density1,975 /km²

Owner Occupied60%

Age Distribution

0-15 19%16-64 66%65+ 15%

View Area Profile

Schools Nearby

Beths Grammar School
0.1 mi
Good
St Columba's Catholic Boys' School
0.5 mi
Inspected as St Columba's Catholic Boys' School (URN 101477) on 6 Oct 2010
Old Bexley Church of England School
0.5 mi
Good
Townley Grammar School
0.6 mi
OutstandingConcerns

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

46 Bourne Road
-
£375k
-
50 Bourne Road
-
£400k
-
98B Bourne Road
-
£290k
-
30 Bourne Road
-
£408k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN