78 Shirley Avenue, Bexley, DA5 3AZ

UPRN:100020199538Terrace Property2 bedsBuilt 1930-1949

Tenure: -Council Tax: Band CEPC: D (57)

Data freshness:Listing· freshPlanning· 3mo agoOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£377,000

£358k - £396kHigh

Estimate

£377k

Range

£358k – £396k

Rent Estimate (pcm)

£1,550

£1k - £2k

Monthly

£1,550

Yield

4.96%

Verdict

Derived from HomePortfolio scores

78 Shirley Avenue earns an INVESTIGATE rating with HP Score 77/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (58/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

60/ 100

Moderate

Crime Score

6/ 100

Low

Walkability

58/ 100

Moderate

Transit & Bike

Transit 26Bike 38

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£375,000

At the asking price

Monthly rent£1,550/mo

Evidenced range £1,400-£1,650

Interest rate5.4%

Loan to value75%

Cash required: £122,550
Net cash flow: -£193/mo
Cash on cash: -1.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.22 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£377,000

Rent Estimate (pcm)£1,550

Gross Yield4.96%

1y Growth-

3y Growth-0.2%

5y Growth+1.9%

10y Growth+2.8%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0DA5 3AZ

Approval Rate

-12mo

Development

low

26/02056/FUL
Replacement of existing windows with uPVC double-glazed windows.
Pending
26/02058/FUL
Conversion of the existing property to provide a 2 storey dwellinghouse and a first floor flat involving the erection of first floor side extension, external spiral staricase, alterations to existing fenestrations and subdivision of rear garden. Creation of parking to front, EV charging and refuse and cycle storage.
Pending
26/02030/FUL
Erection of a single storey rear extension.
Pending

View Planning Timeline

Ownership

Corporate Ownership67.5%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,883

Population Density5,373 /km²

Owner Occupied88%

Age Distribution

0-15 19%16-64 65%65+ 16%

View Area Profile

Schools Nearby

Hurst Primary School
0.3 mi
Good
Hurstmere School
0.4 mi
Inspected as Hurstmere School (URN 137368) on 27 Sep 2022
Sherwood Park Primary School
0.5 mi
Good
Blackfen School for Girls
0.6 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

4 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

70 Shirley Avenue
-
£400k
-
38 Shirley Avenue
-
£470k
-
82 Shirley Avenue
-
£478k
-
58 Shirley Avenue
-
£430k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN