98 Gravel Hill Close, Bexleyheath, DA6 7PY

UPRN:100020207788Detached House4 bedsBuilt -

FreeholdCouncil Tax: Band GEPC: C (71)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 2mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

98 Gravel Hill Close, Bexleyheath, DA6 7PY

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£898,000

£853k - £943kHigh

Estimate

£898k

Range

£853k – £943k

Rent Estimate (pcm)

£4,100

£4k - £5k

Monthly

£4,100

Yield

5.47%

Verdict

Derived from HomePortfolio scores

98 Gravel Hill Close earns an INVESTIGATE rating with HP Score 76/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (46/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

66/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

46/ 100

Mixed

Transit & Bike

Transit 22Bike 50

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 10 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.2% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 14 Nov 2026
- valuation_snapshotsestimate for 100020207788· as of 14 Nov 2026
Rental economics3.1/40
gross yield 5.5%; range width penalty ×0.83
- valuation_snapshotsrent estimate 4100/mo (range 3750-4500)· as of 14 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -913/mo, -22% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 10 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 48 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 10 Nov 2026
Risk & liquidity14.6/15
110 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£675,000£1,035,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£900,000

At the asking price

Monthly rent£4,100/mo

Evidenced range £3,750-£4,500

Interest rate5.4%

Loan to value75%

Cash required: £306,300
Net cash flow: -£199/mo
Cash on cash: -0.8%
Score at this price: 18

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.35 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100020207788Valuation edge · as of 14 Nov 2026
valuation_snapshotsrent estimate 4100/mo (range 3750-4500)Rental economics · as of 14 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 10 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 10 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 4100/mo (range 3750-4500)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 48 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£898,000

Rent Estimate (pcm)£4,100

Gross Yield5.47%

1y Growth-

3y Growth+1.8%

5y Growth+3.0%

10y Growth+1.5%

Last Sold Price£285,000 (2001-11-16)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningSignificant
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0DA6 7PY

Approval Rate

-12mo

Development

low

26/02043/FUL
Erection of a detached single storey outbuilding in rear garden following demolition of existing shed/pergola.
Pending
26/02039/FUL
Alterations to shopfront including relocation of shop entrance and relocation of existing AC condensers from rooftop to the rear wall of the unit.
Pending
26/02028/ADV
Display of 7 x Fascia Boards with 2 internally illuminated JD Logos, including 2 internally illuminated digital screens and 1 internally illuminated flex face signs.
Pending

View Planning Timeline

Ownership

Corporate Ownership53.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2001-11-16
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,883

Population Density3,923 /km²

Owner Occupied78%

Age Distribution

0-15 20%16-64 63%65+ 17%

View Area Profile

Schools Nearby

St Columba's Catholic Boys' School
0.2 mi
Inspected as St Columba's Catholic Boys' School (URN 101477) on 6 Oct 2010
Beths Grammar School
0.2 mi
Good
Gravel Hill Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Catherine's Catholic School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.

1 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

112 Gravel Hill Close
-
£718k
-
106 Gravel Hill Close
-
£685k
-
114 Gravel Hill Close
-
£660k
-
122 Gravel Hill Close
-
£510k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN