126 Rowley Avenue, Sidcup, DA15 9LG

UPRN:100020260281Mid Terrace House2 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band CEPC: C (72)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£439,000

£417k - £461kHigh

Estimate

£439k

Range

£417k – £461k

Rent Estimate (pcm)

£1,900

£2k - £2k

Monthly

£1,900

Yield

6.33%

Verdict

Derived from HomePortfolio scores

126 Rowley Avenue earns an INVESTIGATE rating with HP Score 76/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (59/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

56/ 100

Moderate

Crime Score

6/ 100

Low

Walkability

59/ 100

Moderate

Transit & Bike

Transit 17Bike 41

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£360,000

At the asking price

Monthly rent£1,900/mo

Evidenced range £1,750-£2,050

Interest rate5.4%

Loan to value75%

Cash required: £117,300
Net cash flow: £100/mo
Cash on cash: 1.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.56 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£439,000

Rent Estimate (pcm)£1,900

Gross Yield6.33%

1y Growth-

3y Growth+0.6%

5y Growth+1.8%

10y Growth+2.6%

Last Sold Price£62,800 (1996-02-29)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0DA15 9LG

Approval Rate

-12mo

Development

low

26/02033/FUL
Erection of a part one, part two storey side / rear extension following demolition of existing conservatory.
Pending
26/02030/FUL
Erection of a single storey rear extension.
Pending
26/01993/LDCP
Lawful Development Certificate (Proposed) for the erection of single storey front porch extension and conversion of roof space including rear dormer extension, rooflights to front roof slope and removal of chimney.
Pending

View Planning Timeline

Ownership

Corporate Ownership64%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1996-02-29
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,883

Population Density5,156 /km²

Owner Occupied90%

Age Distribution

0-15 18%16-64 61%65+ 21%

View Area Profile

Schools Nearby

Sherwood Park Primary School
0.2 mi
Good
Blackfen School for Girls
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Hurstmere School
0.4 mi
Inspected as Hurstmere School (URN 137368) on 27 Sep 2022
Chatsworth Infant School
0.4 mi
Good

5 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

164 Rowley Avenue
-
£383k
-
172 Rowley Avenue
-
£465k
-
122 Rowley Avenue
-
£365k
-
128 Rowley Avenue
-
£383k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN