33 Rafford Way, Bromley, BR1 3EN

UPRN:100020411706Semi-Detached House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band FEPC: C (73)

Data freshness:Listing· freshPlanning· 6mo agoOwnership· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£924,000

£878k - £971kHigh

Estimate

£924k

Range

£878k – £971k

Rent Estimate (pcm)

£4,300

£4k - £5k

Monthly

£4,300

Yield

5.58%

Verdict

Derived from HomePortfolio scores

33 Rafford Way earns an INVESTIGATE rating with HP Score 65/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (94/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

69/ 100

Moderate

Crime Score

93/ 100

Elevated

Walkability

94/ 100

Excellent

Transit & Bike

Transit 58Bike 68

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 7 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.1% (HIGH), sold-comps -32.1%, £/sqft -32.2%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 100020411706· as of 9 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 20.6%· as of 6 Nov 2026
Rental economics3.9/40
gross yield 5.6%; range width penalty ×0.85
- valuation_snapshotsrent estimate 4300/mo (range 3900-4650)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -872/mo, -20% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 7 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 240 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 7 Nov 2026
Risk & liquidity14.6/15
460 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£694,000£1,064,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£925,000

At the asking price

Monthly rent£4,300/mo

Evidenced range £3,900-£4,650

Interest rate5.4%

Loan to value75%

Cash required: £315,050
Net cash flow: -£145/mo
Cash on cash: -0.6%
Score at this price: 18

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.38 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100020411706Valuation edge · as of 9 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 20.6%Valuation edge · as of 6 Nov 2026
valuation_snapshotsrent estimate 4300/mo (range 3900-4650)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 7 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 7 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 4300/mo (range 3900-4650)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 240 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£924,000

Rent Estimate (pcm)£4,300

Gross Yield5.58%

1y Growth-

3y Growth+1.5%

5y Growth+0.9%

10y Growth+1.9%

Last Sold Price£433,000 (2012-07-02)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningSignificant
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1BR1 3EN

Approval Rate

100%12mo

Development

low

26/04331/FPA
Installation of 9 no. heat-recovery condensing units and 2 no. outdoor air-conditioning condensing units at roof level over the Level 4 Link block, together with associated GRP enclosure, support frames, pipework, cable trays, cabling and ancillary works.
Pending
25/00198/S73A
Minor Material Amendment under S73 of the Town and Country Planning Act to planning permission reference 25/00198/FULL1(granted for Change of use of vacant commercial premises from Class E Use (Commercial, Business and Service) to Sui Generis Use for mixed restaurant and hot food takeaway use, incorporating alterations to shopfront to provide replacement door to front elevation and LED strip lighting surround, and associated plant equipment) in order to vary condition 3 and 4 to allow for changes to the currently permitted trading hours of the premises.
Pending
26/04292/HPA
Demolition of existing detached garage to construct proposed double storey side extension, construction of front porch and elevational alterations.
Pending

View Planning Timeline