49 Holbrook Lane, Chislehurst, BR7 6PE

UPRN:100020423937Detached House8 bedsBuilt 1996-2002

FreeholdCouncil Tax: Band HEPC: C (71)

Data freshness:Ownership· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£4,900,000

£4.66M - £5.14MHigh

Estimate

£4.90M

Range

£4.66M – £5.14M

Rent Estimate (pcm)

£18,250

£17k - £20k

Monthly

£18,250

Yield

4.42%

Verdict

Derived from HomePortfolio scores

49 Holbrook Lane earns an INVESTIGATE rating with HP Score 68/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (42/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

65/ 100

Moderate

Crime Score

37/ 100

Elevated

Walkability

42/ 100

Mixed

Transit & Bike

Transit 19Bike 41

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£4,950,000

At the asking price

Monthly rent£18,250/mo

Evidenced range £16,550-£19,950

Interest rate5.4%

Loan to value75%

Cash required: £1,994,050
Net cash flow: -£4,072/mo
Cash on cash: -2.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.09 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£4,900,000

Rent Estimate (pcm)£18,250

Gross Yield4.42%

1y Growth+8.3%

3y Growth+2.0%

5y Growth+1.0%

10y Growth+2.2%

Last Sold Price£3,950,000 (2024-03-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

4BR7 6PE

Approval Rate

50%12mo

Development

low

26/04264/TCA
Robinia in front garden - Reduce and shape by 50% all over.
Pending
26/04114/HPA
Demolition of existing conservatory. Single storey rear extension. First floor side extension, refurbished rear roof dormers and garage conversion and elevational alterations
Pending
26/04105/TCA
T1 Yew in rear garden - Fell to ground level. T2 Himalayan Tree Cotoneaster - Reduce neighbouring growth to boundary.
Pending

View Planning Timeline

Ownership

Corporate Ownership68%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2024-03-28
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,981

Population Density-

Owner Occupied81%

Age Distribution

0-15 14%16-64 49%65+ 37%

View Area Profile

Schools Nearby

Farringtons School
0.3 mi
Inspected by ISI
St Peter and St Paul Catholic Primary School
0.4 mi
Good
Orion Coopers
0.4 mi
Good
St Nicholas Church of England Primary
0.4 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

7 Holbrook Lane
-
£825k
-
23 Holbrook Lane
-
£1.10M
-
49 Holbrook Lane
-
£3.95M
-
25A Holbrook Lane
-
£1.82M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN