54 Gillmans Road, Orpington, BR5 4LB

UPRN:100020459288Semi-Detached House3 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band EEPC: C (69)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£458,000

£435k - £481kHigh

Estimate

£458k

Range

£435k – £481k

Rent Estimate (pcm)

£2,050

£2k - £2k

Monthly

£2,050

Yield

5.79%

Verdict

Derived from HomePortfolio scores

54 Gillmans Road earns an INVESTIGATE rating with HP Score 77/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (61/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

58/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

61/ 100

Moderate

Transit & Bike

Transit 34Bike 60

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£425,000

At the asking price

Monthly rent£2,050/mo

Evidenced range £1,900-£2,250

Interest rate5.4%

Loan to value75%

Cash required: £140,050
Net cash flow: -£15/mo
Cash on cash: -0.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.43 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£458,000

Rent Estimate (pcm)£2,050

Gross Yield5.79%

1y Growth-0.6%

3y Growth+1.9%

5y Growth+1.6%

10y Growth+2.8%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningSignificant
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BR5 4LB

Approval Rate

-12mo

Development

low

26/04310/HPA
Erection of a first floor to form two storey dwelling, single storey rear extension, loft conversion with a rear roof dormer with juliet balcony, installation of an air conditioning system, solar panels, water butts, a new rear garden shed, and an electric charging point and elevational alterations.
Pending
26/04254/TCA
1. Conifer in front garden - Remove. 2. Conifer in front garden - Reduce by approximately 1/3.
Pending
26/04197/LDC
Use of property as a 6-bedroom 6 person HMO (Use Class C4) LAWFUL DEVELOPMENT CERTIFICATE (EXISTING)
Pending

View Planning Timeline

Ownership

Corporate Ownership77%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,981

Population Density-

Owner Occupied86%

Age Distribution

0-15 16%16-64 57%65+ 27%

View Area Profile

Schools Nearby

Dorton College of Further Education
0.3 mi
-
Harris Primary Academy Orpington
0.3 mi
Inspected as Hillside Primary School (URN 138574) on 22 Jun 2016
Harris Academy Orpington
0.3 mi
Good
Orion Blenheim
0.5 mi
Inspected as Blenheim Primary School (URN 134008) on 22 Oct 2014

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

72 Gillmans Road
-
£450k
-
31 Gillmans Road
-
£440k
-
59 Gillmans Road
-
£440k
-
51 Gillmans Road
-
£465k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN