24 Hawes Lane, West Wickham, BR4 0DB

UPRN:100020486455Detached House4 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band FEPC: D (67)

Data freshness:Planning· 1mo agoOwnership· freshEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£871,000

£784k - £959kMedium

Estimate

£871k

Range

£784k – £959k

Rent Estimate (pcm)

£2,900

£3k - £3k

Monthly

£2,900

Yield

2.90%

Verdict

Derived from HomePortfolio scores

24 Hawes Lane earns an INVESTIGATE rating with HP Score 79/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (73/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

63/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

73/ 100

High

Transit & Bike

Transit 30Bike 61

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 3 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-0.6/15
claims [AVM -37.8% (MEDIUM), sold-comps -65.3%, £/sqft -65.3%] → measured edge -0.12pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (MEDIUM confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 100020486455· as of 9 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 21.8%· as of 9 Nov 2026
Rental economics0/40
gross yield 2.9%; range width penalty ×0.72
- valuation_snapshotsrent estimate 2900/mo (range 2550-3250)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -3,061/mo, -106% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 49 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity12.8/15
164 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£900,000£1,380,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,200,000

At the asking price

Monthly rent£2,900/mo

Evidenced range £2,550-£3,250

Interest rate5.4%

Loan to value75%

Cash required: £425,050
Net cash flow: -£2,042/mo
Cash on cash: -5.8%
Score at this price: 12

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.72 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100020486455Valuation edge · as of 9 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 21.8%Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 2900/mo (range 2550-3250)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2900/mo (range 2550-3250)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 49 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£871,000

Rent Estimate (pcm)£2,900

Gross Yield2.90%

1y Growth-

3y Growth+2.8%

5y Growth+1.4%

10y Growth+2.8%

Last Sold Price£635,000 (2015-09-02)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1BR4 0DB

Approval Rate

-12mo

Development

low

26/04257/NOT
Single storey rear extension, extending beyond the rear wall of the original house by 3.5m, for which the maximum height would be 4m, and for which the height of the eaves would be 2.5m (42 Day Notification for Householder Permitted Development Prior Approval)
Pending
26/04244/TPO
T1 Oak on rear left hand boundary - Reduce overall canopy by up to 3m, pruning to suitable growth points and shaping accordingly. Remove overgrown epicormic growth on main stem up to crown break. Remove major deadwood. SUBJECT TO TPO 402 (30.9.1988)
Pending
26/04066/LDC
Loft conversion comprising rear dormer with roof alterations and rooflights to front. LAWFUL DEVELOPMENT CERTIFICATE (PROPOSED)
Pending

View Planning Timeline

Ownership

Corporate Ownership57.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2015-09-02
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

20 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,981

Population Density1,816 /km²

Owner Occupied88%

Age Distribution

0-15 20%16-64 57%65+ 23%

View Area Profile

Schools Nearby

St David's Prep
0.4 mi
Inspected by ISI
Hawes Down Primary School
0.4 mi
Good
Glebe School
0.4 mi
Inspected as Glebe School (URN 101700) on 12 Nov 2014
Oak Lodge Primary School
0.5 mi
Inspected as Oak Lodge Primary School (URN 101593) on 24 Sep 2013

2 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Holly Court, 44 Hawes Lane
-
£390k
-
24A Hawes Lane
-
£750k
-
52 Hawes Lane
-
£885k
-
12 Hawes Lane
-
£680k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN