4 Stambourne Way, West Wickham, BR4 9NF

UPRN:100020489796-Beds -Built 1967-1975

Tenure: -Council Tax: Band GEPC: D (62)

Data freshness:Listing· freshPlanning· 2mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

16 of 21 sources

Sale Estimate

£994,000

£895k - £1.09MMedium

Estimate

£994k

Range

£895k – £1.09M

Rent Estimate (pcm)

£3,150

£3k - £4k

Monthly

£3,150

Yield

4.20%

Verdict

Derived from HomePortfolio scores

4 Stambourne Way earns an INVESTIGATE rating with HP Score 78/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (61/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

62/ 100

Moderate

Crime Score

6/ 100

Low

Walkability

61/ 100

Moderate

Transit & Bike

Transit 22Bike 62

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£900,000

At the asking price

Monthly rent£3,150/mo

Evidenced range £2,750-£3,550

Interest rate5.4%

Loan to value75%

Cash required: £306,300
Net cash flow: -£857/mo
Cash on cash: -3.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.04 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£994,000

Rent Estimate (pcm)£3,150

Gross Yield4.20%

1y Growth-

3y Growth+2.8%

5y Growth+1.4%

10y Growth+2.8%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonModerate
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1BR4 9NF

Approval Rate

-12mo

Development

low

26/04403/TPO
Poplar in rear corner of the rear garden at 1 Tudor Gardens - Remove one limb to rebalance the crown. SUBJECT TO TPO 428 (30.9.1988)
Pending
26/04257/NOT
Single storey rear extension, extending beyond the rear wall of the original house by 3.5m, for which the maximum height would be 4m, and for which the height of the eaves would be 2.5m (42 Day Notification for Householder Permitted Development Prior Approval)
Pending
26/04214/FPA
Single storey side extension and part Change of Use from ancillary retail storage (Use Class E) to residential (Use Class C3) to provide a 1 bed apartment, elevational alterations and new boundary fence/gates, provision of parking space and refuse storage.
Pending

View Planning Timeline

Ownership

Corporate Ownership57.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,981

Population Density1,870 /km²

Owner Occupied76%

Age Distribution

0-15 12%16-64 49%65+ 39%

View Area Profile

Schools Nearby

Glebe School
0.5 mi
Inspected as Glebe School (URN 101700) on 12 Nov 2014
Hawes Down Primary School
0.5 mi
Good
Forest Academy
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.
Beckmead Park Academy
0.7 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

3 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

34 Stambourne Way
-
£945k
-
12 Stambourne Way
-
£910k
-
58 Stambourne Way
-
£720k
-
60 Stambourne Way
-
£640k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN