106 Montpelier Court, Kempton Walk, Croydon, CR0 7XF

UPRN:100020606187Mid Terrace House3 bedsBuilt 1967-1975

LeaseholdCouncil Tax: Band DEPC: F (29)

Data freshness:Listing· freshPrice Paid· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

106 Montpelier Court, Kempton Walk, Croydon, CR0 7XF

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£424,000

£403k - £445kHigh

Estimate

£424k

Range

£403k – £445k

Rent Estimate (pcm)

£2,150

£2k - £2k

Monthly

£2,150

Yield

7.37%

Verdict

Derived from HomePortfolio scores

106 Montpelier Court earns an INVESTIGATE rating with HP Score 72/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (49/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

49/ 100

Mixed

Transit & Bike

Transit 21Bike 37

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity
listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£350,000

At the asking price

Monthly rent£2,150/mo

Evidenced range £2,000-£2,300

Interest rate5.4%

Loan to value75%

Cash required: £113,800
Net cash flow: £307/mo
Cash on cash: 3.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.82 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£424,000

Rent Estimate (pcm)£2,150

Gross Yield7.37%

1y Growth-13.8%

3y Growth+1.4%

5y Growth+0.7%

10y Growth+2.0%

Last Sold Price£360,000 (2016-11-18)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1CR0 7XF

Approval Rate

-12mo

Development

low

26/03944/NOT
Single storey rear extension, extending beyond the rear wall of the original house by 5m, for which the maximum height would be 3.76m, and for which the height of the eaves would be 3.76m (42 Day Notification for Householder Permitted Development Prior Approval)
Pending
26/03947/LDC
Erection of single storey outbuilding and garage at rear of garden. LAWFUL DEVELOPMENT CERTIFICATE (PROPOSED)
Pending
26/02829/HSE
Replacement of roof and frames to existing conservatory
Pending

View Planning Timeline

Ownership

Corporate Ownership58.2%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2016-11-18
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

3 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£38,080

Population Density9,585 /km²

Owner Occupied72%

Age Distribution

0-15 23%16-64 60%65+ 17%

View Area Profile

Schools Nearby

Monks Orchard Primary School
0.3 mi
Good
Orchard Way Primary School
0.4 mi
Inspected as Orchard Way Primary School (URN 101772) on 19 Jun 2018
Orchard Park High School
0.4 mi
GoodImproving
Marian Vian Primary School
0.5 mi
Good

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Montpelier Court Kempton Walk
-
£375k
-
Montpelier Court Kempton Walk
-
£440k
-
Montpelier Court Kempton Walk
-
£120k
-
Northcliffe Court Kempton Walk
-
£325k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN