57 The Lawns, London, SE19 3TR

UPRN:100020660269Purpose Built Flat2 bedsBuilt 1967-1975

LeaseholdCouncil Tax: -EPC: C (69)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£311,000

£296k - £327kHigh

Estimate

£311k

Range

£296k – £327k

Rent Estimate (pcm)

£1,450

£1k - £2k

Monthly

£1,450

Yield

5.35%

Verdict

Derived from HomePortfolio scores

57 The Lawns earns an INVESTIGATE rating with HP Score 82/100. Investment score 75/100 reflects strong fundamentals. Crime intensity is very low. Walkability is good (76/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

75/ 100

High

Crime Score

15/ 100

Low

Walkability

76/ 100

High

Transit & Bike

Transit 45Bike 50

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 5 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -4.5% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 10 Nov 2026
- valuation_snapshotsestimate for 100020660269· as of 10 Nov 2026
Rental economics2.6/40
gross yield 5.4%; range width penalty ×0.92
- valuation_snapshotsrent estimate 1450/mo (range 1350-1550)· as of 10 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -438/mo, -30% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing
- listing_factsservice charge / ground rent from the advert· as of 5 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 153 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 5 Nov 2026
Risk & liquidity14.6/15
249 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£244,000£374,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£325,000

At the asking price

Monthly rent£1,450/mo

Evidenced range £1,350-£1,550

Interest rate5.4%

Loan to value75%

Cash required: £105,050
Net cash flow: -£93/mo
Cash on cash: -1.1%
Score at this price: 17

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.32 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100020660269Valuation edge · as of 10 Nov 2026
valuation_snapshotsrent estimate 1450/mo (range 1350-1550)Rental economics · as of 10 Nov 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 5 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1450/mo (range 1350-1550)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 153 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£311,000

Rent Estimate (pcm)£1,450

Gross Yield5.35%

1y Growth-

3y Growth+0.2%

5y Growth-0.4%

10y Growth+1.1%

Last Sold Price£295,000 (2018-09-06)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SE19 3TR

Approval Rate

-12mo

Development

low

26/02988/TR5
5 Day Notification: T1 Ash - Fell An inspection of the tree has identified extensive perennial fungal bracket formations around the lower stem and basal region. The fungal structures are provisionally considered consistent with a perennial white rot fungus, potentially Perenniporia fraxinea, although definitive identification has not yet been established.
Approved
26/02962/LP
6 person HMO to 7 person HMO Internal works to facilitate an additional resident
Pending
26/02927/TRE
Lime T1 - T7 - Re-pollard above previous points Lime T9 - Reduce close to previous points - cavity at approx. 15ft over road Lime T11 - Re-pollard above previous points - very close to/on neighbouring property Holm Oak - T18 - prune to ensure 1.5 meters clearance from building & aerials Pine - T20 - Remove dead wood Lime - T21 - Re-pollard close to previous poits & ensure adequate clearance from building Oak - T27 - Reduce & shape to previous points - very close to 4 houses Yew, Maple & Holly - T28, T30 & T31 - Prune to ensure 2 meters clearance from buildings Yew T40 - Reduce & shape by around 40% as the neighbours house is claiming subsidence present & likely cause (TPO 01, 1981)
Pending

View Planning Timeline

Ownership

Corporate Ownership63.5%
Overseas OwnershipNo
Lease Term Remaining86 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2018-09-06
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£38,080

Population Density7,308 /km²

Owner Occupied55%

Age Distribution

0-15 21%16-64 68%65+ 11%

View Area Profile

Schools Nearby

Harris Academy Beulah Hill
0.2 mi
Inspected as Harris Academy South Norwood (URN 135249) on 11 May 2022
David Livingstone Academy
0.2 mi
Inspected as David Livingstone Primary School (URN 101716) on 1 Dec 2008
St Cyprian's Greek Orthodox Primary Academy
0.3 mi
Requires improvement
All Saints CofE Primary School
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

5 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

73 The Lawns
-
£220k
-
63 The Lawns
-
£255k
-
89 The Lawns
-
£276k
-
57 The Lawns
-
£295k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN