59 Virginia Avenue, Stafford, ST17 4YA

UPRN:10002088909Mid Terrace House3 bedsBuilt 1996-2002

FreeholdCouncil Tax: Band BEPC: C (70)

Data freshness:Planning· 4mo agoOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

7 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£212,000

£201k - £222kHigh

Estimate

£212k

Range

£201k – £222k

Rent Estimate (pcm)

£1,050

£1k - £1k

Monthly

£1,050

Yield

6.63%

Verdict

Derived from HomePortfolio scores

59 Virginia Avenue earns an INVESTIGATE rating with HP Score 61/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (60/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

59/ 100

Elevated

Walkability

60/ 100

Moderate

Transit & Bike

Transit 10Bike 67

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£190,000

At the asking price

Monthly rent£1,050/mo

Evidenced range £1,000-£1,150

Interest rate5.4%

Loan to value75%

Cash required: £59,600
Net cash flow: £86/mo
Cash on cash: 1.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.64 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£212,000

Rent Estimate (pcm)£1,050

Gross Yield6.63%

1y Growth-27.8%

3y Growth+0.7%

5y Growth+3.2%

10y Growth+3.8%

Last Sold Price£150,000 (2018-10-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0ST17 4YA

Approval Rate

-12mo

Development

low

26/42781/LDCPP
Lawful Development Certificate Proposed use of the land to site a mobile home for ancillary use to the main dwellinghouse.
Pending
26/42718/TWT
TPO 644 2026: Pine (T9) - Light crown lift to 3m all round. Beech (T11) - Light crown lift to 2.5m over footpath. Ash (T13) - Crown lift to statutory requirements over highway. Birch (T19) - Fell and grind stump. Oak (T20) - Light crown lift to 2.5m over footpath.
Pending
26/42842/HOU
To remove existing front bay window and replace with a square bay window. Also move front door to be in line with building line
Pending

View Planning Timeline

Ownership

Corporate Ownership68.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2018-10-26
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,872

Population Density3,188 /km²

Owner Occupied36%

Age Distribution

0-15 25%16-64 64%65+ 11%

View Area Profile

Schools Nearby

Silkmore Primary Academy
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Paul's Church of England Primary School
0.5 mi
Inspected as St Paul's CofE (C) Primary School (URN 124299) on 18 Mar 2025
St Austin's Catholic Primary School and Nursery
0.6 mi
Inspected as St Austin's Catholic (VA) Primary School (URN 124361) on 14 Nov 2011
St Leonard's Primary School
0.6 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

17 Virginia Avenue
-
£215k
-
57 Virginia Avenue
-
£175k
-
11 Virginia Avenue
-
£220k
-
1 Virginia Avenue
-
£360k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN