Basement Flat, 23 Stamford Road, London, N1 4JP

UPRN:100021075708Converted FlatBeds -Built 1930-1949

Tenure: -Council Tax: Band DEPC: C (73)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

Basement Flat, 23 Stamford Road, London, N1 4JP

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

16 of 21 sources

Sale Estimate

£753,000

£603k - £904kLow

Estimate

£753k

Range

£603k – £904k

Rent Estimate (pcm)

£3,750

£3k - £4k

Monthly

£3,750

Yield

6.67%

Verdict

Derived from HomePortfolio scores

Basement Flat earns an INVESTIGATE rating with HP Score 76/100. Investment score 70/100 reflects strong fundamentals. Crime intensity is moderate. Walkability is excellent (91/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

70/ 100

High

Crime Score

44/ 100

Elevated

Walkability

91/ 100

Excellent

Transit & Bike

Transit 76Bike 88

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£675,000

At the asking price

Monthly rent£3,750/mo

Evidenced range £3,450-£4,100

Interest rate5.4%

Loan to value75%

Cash required: £227,550
Net cash flow: £318/mo
Cash on cash: 1.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.65 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£753,000

Rent Estimate (pcm)£3,750

Gross Yield6.67%

1y Growth+118.1%

3y Growth-1.3%

5y Growth-0.6%

10y Growth+0.5%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

6N1 4JP

Approval Rate

100%12mo

Development

low

P2026/2851/TRE
(T1) Olive - Tree is growing on the right hand border of 49a Grosvenor Avenue and is overhanging neighbouring property. Tree is approximately 8m tall and 6-8m lateral spread. Tree has previously been reduced and has approximately 3m of regrowth. Proposing to reduce entire crown back to previous pruning points (3m) in order to prevent failure of branches, prevent excessive shading to neighbouring garden and property and preserve tree in location. (T2) Eucalyptus - Tree has grown into boundary wall and is now beginning to push the wall out and cause it to bow. It also has some decay on the main stem from an old pruning cut and has a bracket fungus at approximately 1.5m. Proposing to remove the tree to prevent further damage to the wall.
Approved
P2026/2813/FUL
ground floor single storey rear extension
Pending
P2026/2781/TRE
Apple/Crab Apple (T1) - felling and removal of stump and roots
Approved

View Planning Timeline