135 Albert Road, London, N22 7AG

UPRN:100021151877Purpose Built Flat2 bedsBuilt 1900-1929

LeaseholdCouncil Tax: Band DEPC: C (74)

Data freshness:Planning· 6mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 5mo ago

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£656,000

£623k - £689kHigh

Estimate

£656k

Range

£623k – £689k

Rent Estimate (pcm)

£2,500

£2k - £3k

Monthly

£2,500

Yield

4.80%

Verdict

Derived from HomePortfolio scores

135 Albert Road earns an INVESTIGATE rating with HP Score 85/100. Investment score 70/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is excellent (89/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

85/ 100

Strong

Investment Score

70/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

89/ 100

Excellent

Transit & Bike

Transit 29Bike 73

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£625,000

At the asking price

Monthly rent£2,500/mo

Evidenced range £2,250-£2,700

Interest rate5.4%

Loan to value75%

Cash required: £210,050
Net cash flow: -£379/mo
Cash on cash: -2.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.19 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£656,000

Rent Estimate (pcm)£2,500

Gross Yield4.80%

1y Growth+4.2%

3y Growth+3.3%

5y Growth+2.0%

10y Growth+2.4%

Last Sold Price£625,000 (2023-07-13)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1N22 7AG

Approval Rate

-12mo

Development

low

HGY/2026/3057
Tree works for South Terrace – West side of the Palace - detailed on accompanying schedule
Pending
HGY/2026/3042
1 x Sycamore Sapling - Cut the entire tree to ground level 2 x Conifer - Cut the entire tree to ground level Trees are causing subsidence issues (see attached report) in houses and front wall and are inappropriate species for the location
Pending
HGY/2026/3030
We are seeking to remove an Ash tree (T1) on our site in order that we can carry out works removing a storage container, expand a hardstanding area and preventing potential future damage to nearby underground drains. The plan is to fell the tree, located to the East of the Clubhouse, to ensure the container can be moved. We currently don't have plans to to plan replacement trees in the vicinty given the planned works.
Pending

View Planning Timeline

Ownership

Corporate Ownership62.3%
Overseas OwnershipNo
Lease Term Remaining103 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2023-07-13
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

9 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£37,563

Population Density13,247 /km²

Owner Occupied70%

Age Distribution

0-15 25%16-64 63%65+ 12%

View Area Profile

Schools Nearby

Rhodes Avenue Primary School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Alexandra Park School
0.2 mi
Outstanding
St Martin of Porres Catholic Primary School
0.4 mi
Good
Bounds Green Junior School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.

4 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

143 Albert Road
-
£915k
-
69 Albert Road
-
£915k
-
129 Albert Road
-
£475k
-
77 Albert Road
-
£800k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN