Flat 1, Cholmeley Lodge, Cholmeley Park, London, N6 5EN

UPRN:100021164436Flat/Maisonette2 bedsBuilt 1900-1929

LeaseholdCouncil Tax: -EPC: D (57)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

Flat 1, Cholmeley Lodge, Cholmeley Park, London, N6 5EN

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£747,000

£710k - £785kHigh

Estimate

£747k

Range

£710k – £785k

Rent Estimate (pcm)

£2,700

£2k - £3k

Monthly

£2,700

Yield

4.63%

Verdict

Derived from HomePortfolio scores

Flat 1 earns an INVESTIGATE rating with HP Score 77/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (94/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

63/ 100

Moderate

Crime Score

41/ 100

Elevated

Walkability

94/ 100

Excellent

Transit & Bike

Transit 64Bike 75

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 27 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +6.3% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 100021164436· as of 9 Oct 2026
Rental economics0/40
gross yield 4.6%; range width penalty ×0.79
- valuation_snapshotsrent estimate 2700/mo (range 2400-2950)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,104/mo, -41% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- listing_factsservice charge / ground rent from the advert· as of 27 Oct 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 138 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 27 Oct 2026
Risk & liquidity14.6/15
153 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£525,000£805,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£700,000

At the asking price

Monthly rent£2,700/mo

Evidenced range £2,400-£2,950

Interest rate5.4%

Loan to value75%

Cash required: £236,300
Net cash flow: -£493/mo
Cash on cash: -2.5%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.14 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100021164436Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 2700/mo (range 2400-2950)Rental economics · as of 9 Oct 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 27 Oct 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 27 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2700/mo (range 2400-2950)
Stress margin needs verification before you rely on it
service charge / ground rent from the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£747,000

Rent Estimate (pcm)£2,700

Gross Yield4.63%

1y Growth-26.5%

3y Growth-4.4%

5y Growth-2.5%

10y Growth-0.7%

Last Sold Price£750,000 (2017-12-04)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0N6 5EN

Approval Rate

-12mo

Development

low

HGY/2026/2979
T1- Holly tree- reduce height by approximately 6m to bring back into a hedge. Prune in all sides. T2- Hedge trim Privet and Ivy back from house and reduce height. Back garden- G1-Cypress, Laurel and Portugese Laurel hedge - reduce height by approximately 1.5m, prune back overhang to garden by up to 2m. T3-Leaning Cypress tree in middle of hedge- cut to ground level. T4-Remove 1 cypress tree of group of 5, second from left. G2-Lift group of Cypress (behind hedge) by up to 1m. T5-Sycamore tree - reduce crown back to previous pruning points, approximately 2.5m reduction. T6-Hazel tree- reduce by fifty percent. T7-Holly tree- cut to ground level.
Pending
2026/4815/T
WEST CEMETERY: 1 x Cherry tree (Prunus) (T052) - Fell to ground level.
Pending
2026/4821/T
EAST CEMETERY: 1 x Elm (T1) - Fell to ground level.
Pending

View Planning Timeline