Flat 18, Cholmeley Lodge, Cholmeley Park, London, N6 5EN

UPRN:100021164454Flat/Maisonette3 bedsBuilt 1930-1949

LeaseholdCouncil Tax: -EPC: C (77)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021

Flat 18, Cholmeley Lodge, Cholmeley Park, London, N6 5EN

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£1,212,000

£1.15M - £1.27MHigh

Estimate

£1.21M

Range

£1.15M – £1.27M

Rent Estimate (pcm)

£4,250

£4k - £5k

Monthly

£4,250

Yield

4.25%

Verdict

Derived from HomePortfolio scores

Flat 18 earns an INVESTIGATE rating with HP Score 78/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (94/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

66/ 100

Moderate

Crime Score

41/ 100

Elevated

Walkability

94/ 100

Excellent

Transit & Bike

Transit 64Bike 75

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,200,000

At the asking price

Monthly rent£4,250/mo

Evidenced range £3,800-£4,750

Interest rate5.4%

Loan to value75%

Cash required: £425,050
Net cash flow: -£1,108/mo
Cash on cash: -3.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.05 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,212,000

Rent Estimate (pcm)£4,250

Gross Yield4.25%

1y Growth-26.5%

3y Growth-4.4%

5y Growth-2.5%

10y Growth-0.7%

Last Sold Price£392,000 (2000-11-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0N6 5EN

Approval Rate

-12mo

Development

low

HGY/2026/3047
Birch - Cut trunk as close to ground level as practically possible This tree is in decline Dead Birch - Cut trunk as close to ground level as practically possible This tree is dead Holly - Reduce the height back to the previous reduction points (approx. 3.5m) Maintenance works in line with good arboricultural practice
Pending
HGY/2026/3035
T1) Eucalyptus: fell to ground level. Insurance company have stipulated this needs to happen due to subsidence.
Pending
HGY/2026/3020
Eucalyptus - Crown reduce the height by approx 3.0m Crown reduce the spread to balance and shape (approx. 1.5m) Crown thin by 10% and remove dead wood Maintenance works in line with good arboricultural practice
Pending

View Planning Timeline