Flat 4, 38 Ferme Park Road, London, N4 4ED

UPRN:100021178735Converted Flat2 bedsBuilt -

LeaseholdCouncil Tax: -EPC: -

Data freshness:Listing· freshPrice Paid· freshPlanning· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Flat 4, 38 Ferme Park Road, London, N4 4ED

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

16 of 21 sources

Sale Estimate

£578,000

£520k - £635kMedium

Estimate

£578k

Range

£520k – £635k

Rent Estimate (pcm)

£2,300

£2k - £3k

Monthly

£2,300

Yield

5.81%

Verdict

Derived from HomePortfolio scores

Flat 4 earns an INVESTIGATE rating with HP Score 78/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (84/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

62/ 100

Moderate

Crime Score

25/ 100

Moderate

Walkability

84/ 100

High

Transit & Bike

Transit 52Bike 79

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£475,000

At the asking price

Monthly rent£2,300/mo

Evidenced range £2,050-£2,500

Interest rate5.4%

Loan to value75%

Cash required: £157,550
Net cash flow: -£11/mo
Cash on cash: -0.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.43 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£578,000

Rent Estimate (pcm)£2,300

Gross Yield5.81%

1y Growth+10.7%

3y Growth-0.8%

5y Growth-0.3%

10y Growth+1.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1N4 4ED

Approval Rate

-12mo

Development

low

HGY/2026/3034
Five Day Notice. T1 Weeping Ash at the rear of the Town Hall which has multiple weak points including bracket fungus and decayed sections. Manage potential sudden failure by removing the end section as per photos.
Pending
HGY/2026/3019
T1: Large Horse Chestnut. Historic pruning has been done on one side only, so the specification is to reduce the lapsed sides by 2-3m back to previous pruning points to balance crown and make even for future maintenance.
Pending
HGY/2026/3012
Non-Material Amendment to approved development HGY/2025/3585 (Erection of a single-storey side and rear extension, and formation of a rear dormer window to the main roof) changing proposed solar roof tiles to PV panels
Pending

View Planning Timeline