18 Hermitage Road, London, N4 1DE

UPRN:100021188442Terrace Property6 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band FEPC: C (71)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 5mo ago

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£1,077,000

£862k - £1.29MLow

Estimate

£1.08M

Range

£862k – £1.29M

Rent Estimate (pcm)

£4,800

£4k - £5k

Monthly

£4,800

Yield

4.61%

Verdict

Derived from HomePortfolio scores

18 Hermitage Road earns an INVESTIGATE rating with HP Score 50/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is limited (36/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

50/ 100

Mixed

Investment Score

65/ 100

Moderate

Crime Score

90/ 100

Elevated

Walkability

36/ 100

Mixed

Transit & Bike

Transit 62Bike 64

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,250,000

At the asking price

Monthly rent£4,800/mo

Evidenced range £4,350-£5,250

Interest rate5.4%

Loan to value75%

Cash required: £445,050
Net cash flow: -£896/mo
Cash on cash: -2.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.14 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,077,000

Rent Estimate (pcm)£4,800

Gross Yield4.61%

1y Growth-

3y Growth-0.8%

5y Growth-0.3%

10y Growth+1.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0N4 1DE

Approval Rate

-12mo

Development

low

HGY/2026/2985
Removal of existing telephone boxes followed by the installation of 1 no. new communications Kiosk with integrated defibrillator and advertising display
Pending
HGY/2026/3039
Display of advertising screens associated with installation of 1 no. new communications Kiosk with integrated defibrillator and advertising displays
Pending
HGY/2026/3012
Non-Material Amendment to approved development HGY/2025/3585 (Erection of a single-storey side and rear extension, and formation of a rear dormer window to the main roof) changing proposed solar roof tiles to PV panels
Pending

View Planning Timeline

Ownership

Corporate Ownership60.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsNone
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£37,563

Population Density-

Owner Occupied33%

Age Distribution

0-15 14%16-64 77%65+ 9%

View Area Profile

Schools Nearby

Skinners' Academy
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Woodberry Down Community Primary School
0.3 mi
Good
South Harringay Infant School
0.4 mi
GoodImproving
South Harringay Junior School
0.4 mi
OutstandingImproving

4 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

16 Hermitage Road
-
£625k
-
20 Hermitage Road
-
£980k
-
20 Hermitage Road
-
£300k
-
22A Hermitage Road
-
£119k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN