3 North Road, London, N6 4BD

UPRN:100021207709Mid Terrace House6 bedsBuilt before 1900

FreeholdCouncil Tax: Band GEPC: C (70)

Data freshness:Listing· freshPlanning· 2mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 5mo ago

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£3,827,000

£3.44M - £4.21MMedium

Estimate

£3.83M

Range

£3.44M – £4.21M

Rent Estimate (pcm)

£13,350

£12k - £15k

Monthly

£13,350

Yield

4.58%

Verdict

Derived from HomePortfolio scores

3 North Road earns an INVESTIGATE rating with HP Score 81/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (87/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

81/ 100

Strong

Investment Score

66/ 100

Moderate

Crime Score

24/ 100

Moderate

Walkability

87/ 100

Excellent

Transit & Bike

Transit 52Bike 71

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£3,500,000

At the asking price

Monthly rent£13,350/mo

Evidenced range £11,950-£14,700

Interest rate5.4%

Loan to value75%

Cash required: £1,385,050
Net cash flow: -£2,570/mo
Cash on cash: -2.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.13 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£3,827,000

Rent Estimate (pcm)£13,350

Gross Yield4.58%

1y Growth-

3y Growth-4.4%

5y Growth-2.5%

10y Growth-0.7%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1N6 4BD

Approval Rate

100%12mo

Development

low

2026/4980/T
REAR GARDEN: 1 x Red Oak (T1) - Remove any defective branch wood. Rebalance remaining crown by up to 2.5m to provide a tidy and balanced form.
Pending
2026/4978/T
REAR GARDEN: 1 x Holly (T1) - Reduce crown over garden by 1m and shape remainder.
Pending
HGY/2026/3073
We have two mature sycamore trees in our rear garden which are close to our house and we intend to get the trees pruned, reducing them by approximately 30%, equating to a 4m reduction. We wish to undertake this work to reduce the risk of them causing damage to our property, currently the tree branches are coming into contact with the building and causing damage to the roof.
Pending

View Planning Timeline