64 Onslow Gardens, London, N10 3JX

UPRN:100021209495Flat/Maisonette1 bedsBuilt -

Tenure: -Council Tax: Band GEPC: -

Data freshness:Listing· freshOwnership· freshRisk· 5mo agoCrime· freshConnectivity· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£655,000

£524k - £787kLow

Estimate

£655k

Range

£524k – £787k

Rent Estimate (pcm)

£2,750

£3k - £3k

Monthly

£2,750

Yield

4.71%

Verdict

Derived from HomePortfolio scores

64 Onslow Gardens earns an INVESTIGATE rating with HP Score 76/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (56/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

60/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

56/ 100

Moderate

Transit & Bike

Transit 26Bike 62

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 4.7%; range width penalty ×0.87
- valuation_snapshotsrent estimate 2750/mo (range 2500-2950)· as of 14 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,092/mo, -40% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing
- listing_factsservice charge / ground rent from the advert· as of 10 Nov 2026
Risk & liquidity9.2/15
185 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£700,000

At the asking price

Monthly rent£2,750/mo

Evidenced range £2,500-£2,950

Interest rate5.4%

Loan to value75%

Cash required: £236,300
Net cash flow: -£459/mo
Cash on cash: -2.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.16 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 2750/mo (range 2500-2950)Rental economics · as of 14 Nov 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 10 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 10 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 2750/mo (range 2500-2950)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£655,000

Rent Estimate (pcm)£2,750

Gross Yield4.71%

1y Growth-63.1%

3y Growth-6.2%

5y Growth-1.5%

10y Growth+0.4%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1N10 3JX

Approval Rate

-12mo

Development

low

HGY/2026/3089
Five Day Notice for works to tree protected by a Provisional TPO. T1 - Horse Chestnut - 3 metre reduction. The is a large Ganoderma bracket at the base of the tree, and due to high risk target zones we would like to take some weight off the crown. A 3 metre crown reduction would help rebalance the tree also.
Approved
HGY/2026/3071
T1 - Walnut - ( Juglans ) - Crown reducing by 2.5m in height bringing lateral growth to shape by 1.5m, leaving the tree a standing height of 8m
Pending
HGY/2026/3064
T1 - Yew - ( Taxus baccata. ) - Crown reduction by 2.5m in height bringing lateral growth to shape by 1.5m.. leaving the tree a standing height of 6m T2 - Dead Walnut - ( Juglans ) - Felling to ground level + stump grinding.
Pending

View Planning Timeline

Ownership

Corporate Ownership54%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£37,563

Population Density3,695 /km²

Owner Occupied74%

Age Distribution

0-15 19%16-64 63%65+ 18%

View Area Profile

Schools Nearby

TreeHouse School
0.2 mi
OutstandingConcerns
St James Church of England Primary School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Tetherdown Primary School
0.4 mi
Good
Unique Children's School
0.5 mi
Good

3 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

52 Onslow Gardens
-
£2.95M
-
46 Onslow Gardens
-
£695k
-
62 Onslow Gardens
-
£870k
-
72 Onslow Gardens
-
£2.90M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN