43 Warham Road, London, N4 1AR

UPRN:100021235786End Terrace House4 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band EEPC: D (62)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 5mo ago

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£1,398,000

£1.26M - £1.54MMedium

Estimate

£1.40M

Range

£1.26M – £1.54M

Rent Estimate (pcm)

£6,200

£6k - £7k

Monthly

£6,200

Yield

13.53%

Verdict

Derived from HomePortfolio scores

43 Warham Road earns an INVESTIGATE rating with HP Score 68/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (89/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

59/ 100

Elevated

Walkability

89/ 100

Excellent

Transit & Bike

Transit 36Bike 60

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity
listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£550,000

At the asking price

Monthly rent£6,200/mo

Evidenced range £5,650-£6,750

Interest rate5.4%

Loan to value75%

Cash required: £183,800
Net cash flow: £2,436/mo
Cash on cash: 15.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.34 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,398,000

Rent Estimate (pcm)£6,200

Gross Yield13.53%

1y Growth-

3y Growth-0.8%

5y Growth-0.3%

10y Growth+1.0%

Last Sold Price£183,000 (1998-06-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0N4 1AR

Approval Rate

-12mo

Development

low

HGY/2026/3094
T1 = to fell 1 x Beech tree to ground level t2 = to reduce Conifer hedge by 2.0mtrs (old pruning points) t3 = to fell Conifers by 10./1.5mtrs t4 = to reduce Conifers by 2.0mtrs & face back Light access General maintenance Neighbouring property encroachment
Pending
HGY/2026/3097
Erection of single storey extension which extends beyond the rear wall of the original house by 6m, for which the maximum height would be 3m and for which the height of the eaves would be 3m
Pending
HGY/2026/3049
Demolition of the Existing Rear Extension and Erection of a Ground Floor Side Extension
Pending

View Planning Timeline