Flat 8, 65 Wood Lane, Hornsey, London, N6 5UD

UPRN:100021241052Flat/Maisonette2 bedsBuilt before 1900

LeaseholdCouncil Tax: Band DEPC: D (60)

Data freshness:Listing· freshOwnership· 1mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021

Flat 8, 65 Wood Lane, Hornsey, London, N6 5UD

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£614,000

£491k - £736kLow

Estimate

£614k

Range

£491k – £736k

Rent Estimate (pcm)

£2,200

£2k - £2k

Monthly

£2,200

Yield

4.06%

Verdict

Derived from HomePortfolio scores

Flat 8 earns an INVESTIGATE rating with HP Score 74/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (82/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

31/ 100

Moderate

Walkability

82/ 100

High

Transit & Bike

Transit 51Bike 68

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 4.1%; range width penalty ×0.79
- valuation_snapshotsrent estimate 2200/mo (range 2000-2450)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,255/mo, -57% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026· verify before relying on this
Risk & liquidity9.3/15
153 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£650,000

At the asking price

Monthly rent£2,200/mo

Evidenced range £2,000-£2,450

Interest rate5.4%

Loan to value75%

Cash required: £218,800
Net cash flow: -£671/mo
Cash on cash: -3.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.00 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 2200/mo (range 2000-2450)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 2200/mo (range 2000-2450)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£614,000

Rent Estimate (pcm)£2,200

Gross Yield4.06%

1y Growth-

3y Growth-4.4%

5y Growth-2.5%

10y Growth-0.7%

Last Sold Price£495,000 (2017-08-11)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2N6 5UD

Approval Rate

100%12mo

Development

low

HGY/2026/3047
Birch - Cut trunk as close to ground level as practically possible This tree is in decline Dead Birch - Cut trunk as close to ground level as practically possible This tree is dead Holly - Reduce the height back to the previous reduction points (approx. 3.5m) Maintenance works in line with good arboricultural practice
Pending
HGY/2026/3035
T1) Eucalyptus: fell to ground level. Insurance company have stipulated this needs to happen due to subsidence.
Pending
HGY/2026/3020
Eucalyptus - Crown reduce the height by approx 3.0m Crown reduce the spread to balance and shape (approx. 1.5m) Crown thin by 10% and remove dead wood Maintenance works in line with good arboricultural practice
Pending

View Planning Timeline

Ownership

Corporate Ownership58.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2017-08-11
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

9 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£37,563

Population Density2,693 /km²

Owner Occupied45%

Age Distribution

0-15 16%16-64 73%65+ 11%

View Area Profile

Schools Nearby

The Avenue Pre-Preparatory School and Nursery
0.3 mi
Inspected by ISI
Highgate Primary School
0.4 mi
OutstandingImproving
TreeHouse School
0.4 mi
OutstandingConcerns
St James Church of England Primary School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.

4 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

65 Wood Lane
-
£1.27M
-
43 Wood Lane
-
£1.95M
-
65 Wood Lane
-
£1.04M
-
63 Wood Lane
-
£740k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN