5 Jersey Road, Rainham, RM13 7DR

UPRN:100021351815TerracedBeds -Built 1930-1949

FreeholdCouncil Tax: Band DEPC: D (60)

Data freshness:Listing· freshPlanning· 1mo agoOwnership· 1mo agoEPC· 2mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£477,000

£453k - £501kHigh

Estimate

£477k

Range

£453k – £501k

Rent Estimate (pcm)

£2,350

£2k - £3k

Monthly

£2,350

Yield

6.64%

Verdict

Derived from HomePortfolio scores

5 Jersey Road earns an INVESTIGATE rating with HP Score 82/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (82/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

66/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

82/ 100

High

Transit & Bike

Transit 21Bike 67

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£425,000

At the asking price

Monthly rent£2,350/mo

Evidenced range £2,200-£2,500

Interest rate5.4%

Loan to value75%

Cash required: £140,050
Net cash flow: £193/mo
Cash on cash: 1.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.64 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£477,000

Rent Estimate (pcm)£2,350

Gross Yield6.64%

1y Growth-

3y Growth+1.6%

5y Growth+2.9%

10y Growth+3.3%

Last Sold Price£205,000 (2006-05-04)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2RM13 7DR

Approval Rate

100%12mo

Development

low

P1248.26
Demolition of existing conservatory and rear storage structures and construction of a part single, part two-storey rear extension.
Pending
Y0246.26
Single storey rear extension with an overall depth of 6m, a maximum height of 2.80m, and an eaves height of 2.80m. (PRIOR APPROVAL)
Pending
P1236.26
Erection of a single-storey rear extension incorporating an increase in roof height of the part existing rear extension, and erection of a detached single-storey outbuilding to the rear for purposes incidental to the dwellinghouse.
Pending

View Planning Timeline

Ownership

Corporate Ownership66.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2006-05-04
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

12 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£40,726

Population Density7,715 /km²

Owner Occupied80%

Age Distribution

0-15 20%16-64 62%65+ 18%

View Area Profile

Schools Nearby

Whybridge Infant School
0.1 mi
Good
The Brittons Academy
0.2 mi
Good
Whybridge Junior School
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Scargill Junior School
0.2 mi
Inspected as Scargill Junior School (URN 102281) on 18 Jun 2015

4 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

17 Jersey Road
-
£650k
-
10 Jersey Road
-
£455k
-
33 Jersey Road
-
£443k
-
51 Jersey Road
-
£422k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN