53 Balgores Lane, Romford, RM2 5JU

UPRN:100021360116Detached House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band FEPC: E (41)

Data freshness:Listing· freshPrice Paid· freshPlanning· 6mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£897,000

£852k - £942kHigh

Estimate

£897k

Range

£852k – £942k

Rent Estimate (pcm)

£2,700

£2k - £3k

Monthly

£2,700

Yield

3.60%

Verdict

Derived from HomePortfolio scores

53 Balgores Lane earns an INVESTIGATE rating with HP Score 76/100. Investment score 73/100 reflects strong fundamentals. Crime intensity is moderate. Walkability is good (74/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

73/ 100

High

Crime Score

40/ 100

Elevated

Walkability

74/ 100

High

Transit & Bike

Transit 25Bike 51

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£900,000

At the asking price

Monthly rent£2,700/mo

Evidenced range £2,350-£3,100

Interest rate5.4%

Loan to value75%

Cash required: £306,300
Net cash flow: -£1,168/mo
Cash on cash: -4.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.89 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£897,000

Rent Estimate (pcm)£2,700

Gross Yield3.60%

1y Growth+21.2%

3y Growth+2.4%

5y Growth+1.6%

10y Growth+3.0%

Last Sold Price£730,000 (2024-06-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2RM2 5JU

Approval Rate

100%12mo

Development

low

D0428.26
Certificate of lawfulness for proposed conversion of garage to habitable room
Pending
E0039.26
Outbuildings only
Pending
D0416.26
Certificate of Lawfulness for proposed use of residential dwelling to be used as supported living for up to three adults with carers
Pending

View Planning Timeline